Rowan University's published cost of attendance is $35,842, but need-based aid reshapes that figure meaningfully across income levels. Low-income families pay approximately $15,305 per year in net price, middle-income families see annual costs around $19,245, and higher-income families pay correspondingly more at approximately $30,378.
Select your family income to see your estimated cost
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $35,842 |
| Tuition and Fees | $26,932 |
| Room and Board | $16,928 |
| Books and Supplies | $1,330 |
| Average Financial Aid (Grants and Scholarships) | -$13,434 |
| Average Net Price (What Families Pay) | $22,408 |
| Family Income | Net Price |
|---|---|
| $0–30k | $15,305 |
| $30–48k | $15,264 |
| $48–75k | $19,245 |
| $75–110k | $27,580 |
| $110k+ | $30,378 |
Rowan University's published cost of attendance is $35,842, but need-based aid reshapes that figure meaningfully across income levels. Low-income families pay approximately $15,305 per year in net price, middle-income families see annual costs around $19,245, and higher-income families pay correspondingly more at approximately $30,378. Azimuth ranks Rowan University #696 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Rowan University participates in federal, state, and institutional aid programs, and New Jersey's robust state grant landscape — including the NJ Student Tuition Assistance Reward Scholarship — can meaningfully reduce net price for qualifying residents. The gap between Rowan University's published cost and what families actually pay reflects a combination of need-based institutional grants and state aid layered on top of federal Pell eligibility. Families weighing the net price illusion should compare net price figures rather than sticker price when evaluating affordability across institutions. Median federal student loan debt at graduation is $20,500, and families using Parent PLUS borrow a median of $27,445; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $62,686, median federal debt of $20,500 projects to a monthly payment of about $232 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use Azimuth's Financial GPS tool.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
How cost compares to graduate earnings and value added.
Graduates of Rowan University earn median 4-year earnings of $62,686, placing Rowan University in the 62.8 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $6,276 less than similar students at comparable institutions, placing the institution in the 31.7 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Rowan University #934 for return on investment among nonprofit four-year institutions. Program outcomes vary by major. Psychology, General reports 432 graduates and median 4-year earnings of $51,878, ranked #121 nationally in its major. Business Administration, Management and Operations reports 310 graduates and median 4-year earnings of $73,631, ranked #105 nationally in its major. Biology, General reports 307 graduates and median 4-year earnings of $64,921, ranked #69 nationally in its major. Criminal Justice and Corrections reports 259 graduates and median 4-year earnings of $56,226, ranked #66 nationally in its major.
