Rutgers University-Camden's published cost of attendance is $33,812 per year, including $17,079 in-state tuition, $13,389 for room and board, and $1,391 for books and supplies. However, the average student pays just $18,803 after financial aid, representing savings of $15,009 from the sticker price.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $35,178 |
| Tuition and Fees | $37,276 |
| Room and Board | $14,376 |
| Books and Supplies | $1,418 |
| Average Financial Aid (Grants and Scholarships) | -$16,433 |
| Average Net Price (What Families Pay) | $18,745 |
| Family Income | Net Price |
|---|---|
| $0–30k | $13,797 |
| $30–48k | $14,357 |
| $48–75k | $16,184 |
| $75–110k | $20,475 |
| $110k+ | $30,639 |
Rutgers University-Camden's published cost of attendance is $33,812 per year, including $17,079 in-state tuition, $13,389 for room and board, and $1,391 for books and supplies. However, the average student pays just $18,803 after financial aid, representing savings of $15,009 from the sticker price. This net price places Rutgers-Camden above the peer median of $14,093, but the difference reflects the institution's stronger outcomes and academic profile.
The net price varies significantly by family income, ranging from $16,678 for families earning under $30,000 to $27,896 for families earning over $110,000. This progressive pricing structure ensures affordability for lower-income students while maintaining accessibility across income levels. Federal financial aid data shows substantial need-based assistance, with 44.3% of students receiving Pell grants indicating significant low-income enrollment.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
Rutgers University-Camden graduates carry median debt of $21,500, slightly below the peer median of $21,105 but within typical ranges for public institutions. Debt levels vary from $10,044 at the 25th percentile to $27,000 at the 75th percentile, showing meaningful variation in borrowing patterns across students.
The debt-to-earnings ratio of 0.29 indicates manageable debt relative to post-graduation income, with annual earnings of $74,479 supporting comfortable repayment. Parent PLUS borrowers carry median debt of $23,971 with monthly payments of approximately $316, though this represents additional family borrowing beyond student debt.
The combination of controlled student debt and strong earnings creates favorable conditions for post-graduation financial stability. Debt levels align with the university's public mission of providing accessible education while graduates' strong earnings provide capacity for comfortable repayment across most career paths.
How cost compares to graduate earnings and value added.
Rutgers University-Camden delivers exceptional return on educational investment with graduates earning $19,587 beyond expectations, ranking at the 94.1st percentile nationally. This value-added performance, combined with manageable debt levels, creates favorable economics for students across income backgrounds.
Median earnings of $74,479 rank at the 90.0th percentile nationally, while debt-to-earnings ratio of 0.29 indicates sustainable repayment capacity. Graduates earn $24,363 more annually than peers from similar institutions, providing strong lifetime earning advantages that justify educational costs.
The university's Mobility Engine designation reflects its ability to convert educational access into economic advancement, particularly for the 44.3% of students from Pell-eligible backgrounds. Low-income graduates earning $73,900 rank among the top 5% nationally, demonstrating exceptional mobility outcomes.
Rutgers University-Camden serves a diverse economic student population with 44.3% of students receiving Pell grants, well above the national average and indicating substantial low-income enrollment. This Pell share places the university at the 80.5th percentile for access, demonstrating commitment to serving students from families typically earning under $50,000.
The $15,009 average financial aid savings from sticker price shows significant institutional investment in affordability. Low-income students benefit from particularly strong aid packages, with net prices of $16,678 representing less than half the sticker price.
The progressive aid structure ensures that increases in net price correlate with family ability to pay, while maintaining accessibility across income levels. This approach supports the university's role as a Mobility Engine institution, providing educational access to diverse populations while maintaining the resources needed for strong post-graduation outcomes.
