Despite a high sticker price, this school is affordable for many families due to generous need-based aid.
Cost Calculator
What You'll Pay at Smith College
Select your family income to see your estimated cost
The Cost Formula
Tuition
$65K
+
Room
$23K
+
Books
$800
=
Sticker Price
$86,030
$65K+$23K+$800=$86,030
Your Family Income
Sticker
$86,030
−
Your Aid
$79,471
=
Net Price
$6,559
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Smith College Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$86,030
Tuition and Fees
$65,178
Room and Board
$22,570
Books and Supplies
$800
Average Financial Aid (Grants and Scholarships)
-$58,451
Average Net Price (What Families Pay)
$27,579
Smith College Net Price by Family Income Level
Family Income
Net Price
$0–30k
$1,363
$30–48k
$3,737
$48–75k
$6,559
$75–110k
$11,750
$110k+
$40,477
Understanding Your Aid Package
Smith College has a sticker price of $86,030 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $86,030/year
Average aid: $58,451 in grants & scholarships
$48–75K families pay: ~$6,559/year
Low-income families: Pay ~$1,363/year
18% of students receive Pell Grants
Financial Aid Profile
💰
18%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
19%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$17,550
Range (25th–75th)$13,500 – $23,000
Median Parent PLUS Loans$30,366
Debt Manageability
0.30x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$64,027
Earnings Growth
+40%
6 → 10 years post-graduation
Earnings Range (10yr post-graduation)
$37,521
25th %ile
$94,865
75th %ile
Frequently Asked Questions about Smith College Cost & Financial Aid
Smith College's published tuition is $86,030 per year. However, after financial aid, the average student pays $6,559—a difference of $79,471.
Smith College is nearly free for low-income families. Students from families earning under $30,000 pay an average of just $1,363 per year.
Smith College offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Smith College graduates is $17,550, resulting in estimated monthly payments of $186 over 10 years.
Even families earning over $110,000 pay an average net price of $40,477 at Smith College—still $45,553 less than the sticker price. Most families qualify for some form of aid.
