Smith College's published cost of attendance is $86,030, but need-based aid significantly reshapes that figure across income levels. Low-income families pay approximately $1,363; middle-income families pay around $6,559; higher-income families pay approximately $40,477.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $86,030 |
| Tuition and Fees | $65,178 |
| Room and Board | $22,570 |
| Books and Supplies | $800 |
| Average Financial Aid (Grants and Scholarships) | -$58,451 |
| Average Net Price (What Families Pay) | $27,579 |
| Family Income | Net Price |
|---|---|
| $0–30k | $1,363 |
| $30–48k | $3,737 |
| $48–75k | $6,559 |
| $75–110k | $11,750 |
| $110k+ | $40,477 |
Smith College's published cost of attendance is $86,030, but need-based aid significantly reshapes that figure across income levels. Low-income families pay approximately $1,363; middle-income families pay around $6,559; higher-income families pay approximately $40,477. Azimuth ranks Smith College #829 for post-graduation affordability among nonprofit four-year institutions. Smith College's aid structure is need-based, with no merit component. The college meets demonstrated financial need in full for admitted students under current aid policies. Families apply using the FAFSA and CSS Profile, and work-study is available as part of aid packages. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Median federal student loan debt at graduation is $17,550, and families using Parent PLUS borrow a median of $30,366; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $57,618, median federal debt of $17,550 projects to a monthly payment of about $198 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use Azimuth's Financial GPS tool.
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Smith College earn median 4-year earnings of $57,618, placing Smith College in the 32.4 percentile for median earnings four years after enrollment among nonprofit four-year institutions. That figure runs above the $67,139 median at comparable institutions. Azimuth ranks Smith College #852 for return on investment among nonprofit four-year institutions. Low-income graduates earn a median of $46,700 on a historical 10-year Scorecard measure not yet updated to the 4-year horizon, placing this cohort in the 69.8 percentile for low-income graduate earnings among nonprofit four-year institutions. The earnings pattern reflects Smith College's concentration in Social Sciences, which accounts for 22% of degrees. Political Science is the largest program with 76 graduates earning median 4-year earnings of $68,916, performing at 1.1x the national benchmark for the field. The Biology, General program graduates 46 students earning $63,133, and the The Research Psychology program graduates 44 students earning $51,267. Together, these programs anchor the institution's long-term financial outcomes and reflect the broad liberal arts mission that defines Smith College's educational approach.
