Southwestern Adventist University's published cost of attendance is $35,592. Net price by income band shows meaningful variation: low-income families pay approximately $16,725, middle-income families pay around $15,441, and higher-income families pay approximately $31,475.
Select your family income to see your estimated cost
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $35,592 |
| Tuition and Fees | $25,380 |
| Room and Board | $9,400 |
| Books and Supplies | $1,200 |
| Average Financial Aid (Grants and Scholarships) | -$12,814 |
| Average Net Price (What Families Pay) | $22,778 |
| Family Income | Net Price |
|---|---|
| $0–30k | $16,725 |
| $30–48k | $21,462 |
| $48–75k | $15,441 |
| $75–110k | $27,439 |
| $110k+ | $31,475 |
Southwestern Adventist University's published cost of attendance is $35,592. Net price by income band shows meaningful variation: low-income families pay approximately $16,725, middle-income families pay around $15,441, and higher-income families pay approximately $31,475. Azimuth ranks Southwestern Adventist University #901 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Southwestern Adventist University's aid structure is need-based, with families applying through the FAFSA and institutional aid processes. The university participates in federal (Pell Grants, Direct Loans), state, and institutional aid programs to help bridge the gap between sticker price and what families actually pay. Median federal student loan debt at graduation is $26,998, and families using Parent PLUS borrow a median of $14,000; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $55,144, median federal debt of $26,998 projects to a monthly payment of about $305 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Southwestern Adventist University earn median 4-year earnings of $55,144, placing Southwestern Adventist University in the 25.0 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Southwestern Adventist University sits in the 62.9 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Southwestern Adventist University #796 for return on investment among nonprofit four-year institutions. These outcomes reflect the institution's focus on health-related fields, where graduates move into stable, in-demand roles with consistent early-career pay trajectories. The earnings pattern centers on the health professions. Nursing is the largest program with 48 graduates earning median 4-year earnings of $88,324, representing 1.0× the national benchmark for the field. Psychology, General and Biology, General follow as substantial cohorts, anchoring the institution's degree output in fields with strong employer demand and predictable career pathways. Teacher Education and General Studies round out the top five, contributing to a program portfolio concentrated in Health — a family that accounts for the majority of degrees awarded and drives the institution's overall earnings profile.
