Despite a high sticker price, this school is affordable for many families due to generous need-based aid. Strong support for lower-income students.
Cost Calculator
What You'll Pay at Spring Arbor University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$34K
+
Room
$11K
+
Books
$900
=
Sticker Price
$44,703
$34K+$11K+$900=$44,703
Your Family Income
Sticker
$44,703
−
Your Aid
$28,506
=
Net Price
$16,197
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Spring Arbor University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$44,703
Tuition and Fees
$34,014
Room and Board
$11,440
Books and Supplies
$900
Average Financial Aid (Grants and Scholarships)
-$25,350
Average Net Price (What Families Pay)
$19,353
Spring Arbor University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$14,530
$30–48k
$15,697
$48–75k
$16,197
$75–110k
$19,358
$110k+
$21,370
Understanding Your Aid Package
Spring Arbor University has a sticker price of $44,703 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $44,703/year
Average aid: $25,350 in grants & scholarships
$48–75K families pay: ~$16,197/year
Low-income families: Pay ~$14,530/year
29% of students receive Pell Grants
Financial Aid Profile
💰
29%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
35%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$26,375
Range (25th–75th)$11,000 – $27,518
Median Parent PLUS Loans$18,988
Debt Manageability
0.48x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$51,732
Earnings Growth
+14%
6 → 10 years post-graduation
Value Added
+$-9,048
23th percentile among peers
Earnings Range (10yr post-graduation)
$32,240
25th %ile
$74,957
75th %ile
Frequently Asked Questions about Spring Arbor University Cost & Financial Aid
Spring Arbor University's published tuition is $44,703 per year. However, after financial aid, the average student pays $16,197—a difference of $28,506.
Families earning under $30,000 pay an average net price of $14,530 at Spring Arbor University. 29% of students receive Pell Grants.
Spring Arbor University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Spring graduates is $26,375, resulting in estimated monthly payments of $280 over 10 years.
Even families earning over $110,000 pay an average net price of $21,370 at Spring—still $23,333 less than the sticker price. Most families qualify for some form of aid.
