St. Mary's College Of Maryland Cost & Financial Aid
Affordability Summary
Despite a high sticker price, this school is affordable for many families due to generous need-based aid. Strong support for lower-income students.
Cost Calculator
What You'll Pay at St. Mary's College Of Maryland
Select your family income to see your estimated cost
The Cost Formula
Tuition
$31K
+
Room
$16K
+
Books
$1,000
=
Sticker Price
$31,865
$31K+$16K+$1,000=$31,865
Your Family Income
Sticker
$31,865
−
Your Aid
$16,832
=
Net Price
$15,033
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
St. Mary's College Of Maryland Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$31,865
Tuition and Fees
$31,374
Room and Board
$16,079
Books and Supplies
$1,000
Average Financial Aid (Grants and Scholarships)
-$13,424
Average Net Price (What Families Pay)
$18,441
St. Mary's College Of Maryland Net Price by Family Income Level
Family Income
Net Price
$0–30k
$2,889
$30–48k
$12,053
$48–75k
$15,033
$75–110k
$19,796
$110k+
$25,173
Understanding Your Aid Package
St. Mary's College Of Maryland has a sticker price of $31,865 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $31,865/year
Average aid: $13,424 in grants & scholarships
$48–75K families pay: ~$15,033/year
Student Debt & Repayment
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$21,000
Range (25th–75th)$8,250 – $25,625
Median Parent PLUS Loans$36,119
Debt Manageability
0.35x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$60,110
Earnings Growth
+15%
6 → 10 years post-graduation
Value Added
+$-16,448
9th percentile among peers
Earnings Range (10yr post-graduation)
$43,526
25th %ile
$83,103
75th %ile
Frequently Asked Questions about St. Mary's College Of Maryland Cost & Financial Aid
St. Mary's College Of Maryland's published tuition is $31,865 per year. However, after financial aid, the average student pays $15,033—a difference of $16,832.
St. Mary's College Of Maryland is nearly free for low-income families. Students from families earning under $30,000 pay an average of just $2,889 per year.
St. Mary's College Of Maryland offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for St. graduates is $21,000, resulting in estimated monthly payments of $223 over 10 years.
Even families earning over $110,000 pay an average net price of $25,173 at St.—still $6,692 less than the sticker price. Most families qualify for some form of aid.
