St. Thomas University's published cost of attendance is $31,865.
Select your family income to see your estimated cost
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $31,865 |
| Tuition and Fees | $31,374 |
| Room and Board | $16,079 |
| Books and Supplies | $1,000 |
| Average Financial Aid (Grants and Scholarships) | -$13,424 |
| Average Net Price (What Families Pay) | $18,441 |
| Family Income | Net Price |
|---|---|
| $0–30k | $2,889 |
| $30–48k | $12,053 |
| $48–75k | $15,033 |
| $75–110k | $19,796 |
| $110k+ | $25,173 |
St. Thomas University's published cost of attendance is $31,865. Net price by income band shows meaningful variation: low-income families pay approximately $2,889, middle-income families pay around $15,033, and higher-income families pay approximately $25,173. Azimuth ranks St. Mary's College of Maryland #593 for post-graduation affordability among nonprofit four-year institutions — in the 58.4 percentile for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. St. Thomas University's aid structure is need-based, with financial aid distributed through federal (Pell Grants, Direct Loans), state, and institutional programs. The institution works with families to bridge the gap between sticker price and what students actually pay through a combination of grants, scholarships, and loans. Families should review the net price illusion to understand how published cost differs from actual out-of-pocket expense. Median federal student loan debt at graduation is $21,000, and families using Parent PLUS borrow a median of $36,119; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $60,029, median federal debt of $21,000 projects to a monthly payment of about $237 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use Azimuth's Financial GPS tool.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
How cost compares to graduate earnings and value added.
Graduates of St. Mary's College of Maryland earn median 4-year earnings of $60,029, placing St. Mary's College of Maryland in the 45.4 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $16,448 less than similar students at comparable institutions, placing the institution in the 9.1 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks St. Mary's College of Maryland #1047 for return on investment among nonprofit four-year institutions. Program outcomes vary by major. Psychology, General reports 71 graduates and median 4-year earnings of $61,214. Biology, General reports 41 graduates and median 4-year earnings of $66,097. Economics reports 40 graduates and median 4-year earnings of $71,252. Natural Resources Conservation and Research reports 33 graduates and median 4-year earnings of $56,619.
