Cost & financial aid brief
SUNY College at Geneseo Tuition, Costs & Financial Aid
How much does SUNY College at Geneseo cost after financial aid?
Aid covers about 34% of the published cost for the average aid recipient, reducing the sticker price by $9,498 on average. The pattern across income bands shows lower average net prices at lower incomes, with costs increasing from $10,018 in the lowest band to $23,043 in the highest.
The $13,025 spread describes a structure where aid is targeted toward families with fewer resources, rather than an individual aid package.
The published cost of attendance at SUNY College at Geneseo is $27,709. Azimuth ranks the university #446 for affordability among nonprofit four-year institutions.
For families earning under $30,000, it is $10,018; for those earning $48,001 to $75,000, it is $16,142; and for those earning over $110,000, it is $23,043. The spread between the lowest and highest bands is $13,025.
Aid covers about 34% of the published cost for the average aid recipient. The average net price across all aid recipients is $18,211, which is $4,143 above the peer median of $14,068 for comparable institutions (same type and size).
Borrowers who complete a degree leave with a median of $19,500 in federal student loans. That is $1,729 below the peer median of $21,229 for comparable institutions.
90.8% of federal aid recipients take federal loans. Parents who borrow through the Parent PLUS program hold a separate median of $22,092.
If repaid over ten years, the median federal student debt corresponds to an estimated payment of $222 a month.
Student loans: what does repayment look like?
The return picture at SUNY College at Geneseo is mixed. Four years after completion, graduates earn a median of $63,560, which is $6,259 above the $57,301 median for comparable institutions (same type and size).
That raw earnings figure sits at the 62nd percentile among nonprofit four-year institutions. However, graduates earn about $11,986 less than expects for similar students, a result that places the university at the 14th percentile for earnings beyond expectations.
Earnings scenarios, estimated from the program mix, show a range: a typical scenario of $63,560, a downside of $51,347, and an upside of $78,159. On the debt side, the median federal student loan balance of $19,500 is $1,729 below the peer median.
That debt corresponds to an estimated payment of $222 a month if repaid over ten years.
For the separate population of parent borrowers, median Parent PLUS borrowing is $22,092. For student borrowers, the median federal debt corresponds to an estimated payment of $222 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $22,092
- Estimated parent payment
- $281/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Caution |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $19,500
- Institution Parent PLUS debt
- $22,092
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $222/mo
- Estimated Parent PLUS payment · monthly
- $281/mo
- Modeled student + parent payments
- $503/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $63,560, with a $22,590 annual allowance for basic expenses:
6.5% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.