Cost & financial aid brief
Texas A & M International University Tuition, Costs & Financial Aid
How much does Texas A & M International University cost after financial aid?
The sticker-to-net gap at Texas A & M International University is $11,921, reflecting aid that concentrates on families with lower incomes. The average net price for the under-$30,000 band is $3,097, compared with $10,697 for families earning over $110,000, a spread of $7,600.
Between those extremes, the $30,001–$48,000 band averages $2,745, the $48,001–$75,000 band averages $3,840, and the $75,001–$110,000 band averages $4,982. Aid covers about 77% of the published cost for the average aid recipient, for an overall average net price of $3,637.
The lowest-band average sits well below that overall figure, a pattern that coincides with larger discounts flowing to lower-income families.
Texas A & M International University publishes an average cost of attendance of $15,558. In-state tuition and fees are $7,894, and room and board is $10,826.
After aid, the average net price — what aid recipients pay after grants and scholarships — is $3,097 for families earning under $30,000, $3,840 for the $48,001–$75,000 band, and $10,697 for families earning over $110,000. The spread between the lowest and highest bands is $7,600.
Azimuth ranks the university #25 for affordability among nonprofit four-year institutions. Aid covers about 77% of the published cost for the average aid recipient, a savings of $11,921 against the sticker price.
The average net price across all aid recipients is $3,637, which sits below the peer median of $14,068 for comparable institutions (same type and size) by $10,431. Out-of-state students face a higher published tuition of $19,454, though the net price figures here are on an in-state basis.
Among federal-loan borrowers who completed, the median federal student debt is $15,000, with about 55.1% of federal aid recipients taking federal loans. That debt is below the peer median of $21,229 for comparable institutions by $6,229.
The median Parent PLUS borrowing, a separate parent-borrower population, is $8,721. If repaid over ten years, the median federal debt corresponds to an estimated payment of $170 a month.
Student loans: what does repayment look like?
At Texas A & M International University, 55.1% of federal aid recipients take out federal loans. Borrowers who complete hold a median federal debt of $15,000.
That median is below the $21,229 level for comparable institutions (same type and size) by $6,229. For parent borrowers, a separate population, the median Parent PLUS loan is $8,721.
The median federal student debt at Texas A & M International University is $15,000, which is below the $21,229 median for comparable institutions (same type and size). If repaid over ten years, that debt corresponds to an estimated monthly payment of $170.
Four years after completion, graduates earn a median of $50,288, a figure in the 18th percentile among nonprofit four-year institutions. Graduates earn about $3,706 less than expects for similar students, an outcome in the 41st percentile nationally.
Earnings scenarios, derived from the university's program mix, range from a downside of $40,998 to an upside of $69,501, with $50,288 as the typical outcome.
Median Parent PLUS borrowing, a separate parent-borrower population, is $8,721. The estimated monthly student payment if repaid over ten years is $170.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $8,721
- Estimated parent payment
- $111/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | Safe |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $15,000
- Institution Parent PLUS debt
- $8,721
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $170/mo
- Estimated Parent PLUS payment · monthly
- $111/mo
- Modeled student + parent payments
- $281/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $50,288, with a $22,590 annual allowance for basic expenses:
7.4% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.