Cost varies significantly by family income. Use the breakdown below to estimate your net price.
Cost Calculator
What You'll Pay at Texas Lutheran University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$36K
+
Room
$12K
+
Books
$1,000
=
Sticker Price
$50,002
$36K+$12K+$1,000=$50,002
Your Family Income
Sticker
$50,002
−
Your Aid
$25,759
=
Net Price
$24,243
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Texas Lutheran University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$50,002
Tuition and Fees
$36,230
Room and Board
$12,350
Books and Supplies
$1,000
Average Financial Aid (Grants and Scholarships)
-$25,348
Average Net Price (What Families Pay)
$24,654
Texas Lutheran University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$20,512
$30–48k
$22,843
$48–75k
$24,243
$75–110k
$24,555
$110k+
$28,596
Understanding Your Aid Package
Texas Lutheran University has a sticker price of $50,002 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $50,002/year
Average aid: $25,348 in grants & scholarships
$48–75K families pay: ~$24,243/year
Low-income families: Pay ~$20,512/year
35% of students receive Pell Grants
Financial Aid Profile
💰
35%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
36%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$25,000
Range (25th–75th)$6,500 – $27,250
Median Parent PLUS Loans$21,678
Debt Manageability
0.44x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$53,863
Earnings Growth
+12%
6 → 10 years post-graduation
Value Added
+$136
59th percentile among peers
Earnings Range (10yr post-graduation)
$35,261
25th %ile
$74,010
75th %ile
Frequently Asked Questions about Texas Lutheran University Cost & Financial Aid
Texas Lutheran University's published tuition is $50,002 per year. However, after financial aid, the average student pays $24,243—a difference of $25,759.
Families earning under $30,000 pay an average net price of $20,512 at Texas Lutheran University. 35% of students receive Pell Grants.
Texas Lutheran University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Texas graduates is $25,000, resulting in estimated monthly payments of $265 over 10 years.
Even families earning over $110,000 pay an average net price of $28,596 at Texas—still $21,406 less than the sticker price. Most families qualify for some form of aid.
