The University of Tennessee-Martin's cost of attendance is $23,079, but net price varies substantially across income levels. Low-income families pay approximately $7,151; middle-income families pay around $11,640; higher-income families pay approximately $15,827.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $23,079 |
| Tuition and Fees | $16,600 |
| Room and Board | $7,544 |
| Books and Supplies | $1,500 |
| Average Financial Aid (Grants and Scholarships) | -$12,378 |
| Average Net Price (What Families Pay) | $10,701 |
| Family Income | Net Price |
|---|---|
| $0–30k | $7,151 |
| $30–48k | $8,961 |
| $48–75k | $11,640 |
| $75–110k | $15,343 |
| $110k+ | $15,827 |
The University of Tennessee-Martin's cost of attendance is $23,079, but net price varies substantially across income levels. Low-income families pay approximately $7,151; middle-income families pay around $11,640; higher-income families pay approximately $15,827. Azimuth ranks The University of Tennessee-Martin #182 for post-graduation affordability among nonprofit four-year institutions. As a public land-grant institution, University of Tennessee-Martin emphasizes broad access through federal and state financial aid programs. Need-based aid is available through the FAFSA, and merit scholarships support students across income levels. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Median federal student loan debt at graduation is $21,024, and families using Parent PLUS borrow a median of $13,218; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $47,898, median federal debt of $21,024 projects to a monthly payment of about $238 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
How cost compares to graduate earnings and value added.
Graduates of The University of Tennessee-Martin earn median 4-year earnings of $47,898, placing The University of Tennessee-Martin in the 9.2 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $6,075 less than similar students at comparable institutions, placing the institution in the 32.3 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks The University of Tennessee-Martin #1235 for return on investment among nonprofit four-year institutions. Program outcomes vary by major. Sports, Kinesiology, and Physical Education/Fitness reports 100 graduates and median 4-year earnings of $49,817. Agriculture, General reports 88 graduates and median 4-year earnings of $47,956. Teacher Education and Professional Development, Specific Levels and Methods reports 68 graduates and median 4-year earnings of $42,481. Business Administration, Management and Operations reports 58 graduates and median 4-year earnings of $54,552.
