Cost & financial aid brief
The University of Texas at Arlington Tuition, Costs & Financial Aid
How much does UT Arlington cost after financial aid?
Aid covers about 45% of the published cost for the average aid recipient at The University of Texas at Arlington, an offset of $11,310 against the sticker price. The resulting average net price of $13,951 sits below the peer median of $15,634 among comparable institutions (same type and size) by $1,683.
The pattern across income bands shows the largest discounts concentrated at the lower end. Families earning under $30,000 average $11,893, the $30,001–$48,000 band averages $12,003, and the $48,001–$75,000 band averages $12,612.
The average moves to $16,371 for the $75,001–$110,000 band and reaches $24,692 for families earning over $110,000. The spread between the lowest and highest bands is $12,799, a difference of averages that reflects how aid is targeted toward families with fewer resources.
Pell Grants reach 42.3% of undergraduates, so the lowest-band pricing applies to a sizable share of the student body. Out-of-state students see a higher published tuition of $29,582, though the net-price figures here are on the public in-state basis.
The University of Texas at Arlington publishes a cost of attendance of $25,261, with in-state tuition at $11,950 and room and board at $11,228. For families earning under $30,000, the average net price is $11,893.
The average net price for families earning $48,001–$75,000 is $12,612, and for families earning over $110,000 it is $24,692. Azimuth ranks the university #176 for affordability among nonprofit four-year institutions.
Financial aid reduces the sticker price by an average of $11,310, bringing the average net price across all aid recipients to $13,951. That figure is $1,683 below the median net price of $15,634 at comparable institutions (same type and size).
In-state tuition is $11,950, while out-of-state students face a published tuition of $29,582. Median federal student debt at completion is $17,527.
The median debt is $2,549 below the peer median of $20,076 at comparable institutions (same type and size). About 77.7% of federal aid recipients borrow federal loans.
Median Parent PLUS borrowing stands at $12,313. If repaid over ten years, the estimated monthly payment for the median federal debt is $199.
Student loans: what does repayment look like?
77.7% of federal aid recipients at The University of Texas at Arlington borrow through federal loan programs. Among completers who took such loans, the median federal debt at completion is $17,527.
The gap to the median of $20,076 at comparable institutions (same type and size) is $2,549, with the university's figure below that level. These federal figures cover student borrowing alone.
Parent borrowers represent a distinct population; their median Parent PLUS obligation is $12,313.
Graduates of The University of Texas at Arlington earn about $23,475 more than expects for similar students, an outcome at the 97th percentile among nonprofit four-year institutions. Four years after completion, federally aided completers who are working and not enrolled earn a median of $79,176, which places the university at the 88th percentile nationally.
Earnings scenarios, estimated from the program mix, range from a downside case of $51,021 to an upside of $100,797, with a typical scenario of $79,176. On the borrowing side, the median federal student debt at completion is $17,527, which is $2,549 below the $20,076 median for comparable institutions (same type and size).
That debt corresponds to an estimated payment of $199 a month if repaid over ten years.
Median Parent PLUS borrowing, a separate parent-borrower population, is $12,313. The estimated monthly student payment if repaid over ten years is $199.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $12,313
- Estimated parent payment
- $156/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 9.2% | Caution |
| $100,000 | 4.1% | Safe |
| $150,000 | 2.0% | Safe |
| $200,000 | 1.3% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $17,527
- Institution Parent PLUS debt
- $12,313
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $199/mo
- Estimated Parent PLUS payment · monthly
- $156/mo
- Modeled student + parent payments
- $355/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $79,176, with a $23,940 annual allowance for basic expenses:
4.3% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
The income spectrum compares the estimated student payment with the income left after the selected annual expense allowance. Changing the earnings scenario or allowance changes that comparison; parent payments are not included in this calculation.
The earnings choices are planning scenarios, not observed earnings percentiles or predictions of an individual graduate’s pay. The allowance is an adjustable model input, not a verified budget for your household.
Read the result as a comparison under those assumptions, not a guarantee that a payment is affordable.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Federal student and Parent PLUS borrowing figures do not capture all private education loans. A federal balance therefore should not be described as a family’s complete borrowing total.
Annual loan awards in a Common Data Set, when available, answer a different question from accumulated borrower debt. Compare amounts only after identifying the loan type, reporting period and population; annual school-wide awards cannot be added to a median borrower balance.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.