Toccoa Falls College

Toccoa Falls College's published cost of attendance is $37,561. Financial aid reshapes that figure across income levels: low-income families pay approximately $20,825, middle-income families pay around $20,262, and higher-income families pay approximately $24,766.

Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Toccoa Falls College participates in federal need-based aid programs, including Pell Grants and Direct Loans, alongside institutional aid.

Families apply for aid using the FAFSA and should contact the financial aid office for information about institutional aid policies and merit-based opportunities if available. Median federal student loan debt at graduation is $22,250, and families using Parent PLUS borrow a median of $24,651; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the [Parent PLUS risk framework](/analysis/ou-what-happens-when-parents-borrow-too/) for how household context shapes PLUS decisions.

For personalized projections across earnings scenarios — including Parent PLUS planning — use [Azimuth's Financial GPS tool](/analysis/financial-gps-framework/).

Graduates of Toccoa Falls College earn about $24,461 less than similar students at comparable institutions, placing the school in the 3.5 percentile for [earnings beyond expectations](/analysis/a-value-added-approach-to-college-outcomes/) among nonprofit four-year institutions. Azimuth ranks Toccoa Falls College #1476 for return on investment among nonprofit four-year institutions.

The earnings pattern is anchored in Theology programs. Clinical, Counseling and Clinical, Counseling and Applied Psychology is the largest program with 29 graduates earning median 4-year earnings of $33,831, at 0.7x the national benchmark for the field.

The Business Administration program graduates 18 students with median 4-year earnings of $43,864, at 0.6x the national benchmark. Bible/Biblical Studies and Nursing round out the top programs, with Teacher Education also contributing to the institution's graduate cohort.

Toccoa Falls College's program mix is anchored in health sciences and allied health fields, reflecting the institution's mission-driven focus on healthcare education and service. Clinical, Counseling and Clinical, Counseling and Applied Psychology is the largest program with 29 graduates, followed by Business Administration, Bible/Biblical Studies, Nursing, and Teacher Education.

Across 0 ranked programs serving roughly 151 students annually, the institution's program portfolio concentrates in Theology with 12% in Education, 11% in Business, and 2% in Arts. The institution's highest-earning programs reflect the strength of its health-sciences focus.

Business Administration graduates earn median earnings of $43,864 four years after enrollment with 18 graduates, while Clinical, Counseling and Clinical, Counseling and Applied Psychology graduates earn $33,831 with 29 graduates. These programs represent the institution's core economic signature, combining substantial cohort scale with competitive earnings outcomes in fields where employer demand remains steady and career pathways are well-defined.

The program portfolio reflects Toccoa Falls College's positioning as a health-sciences-focused private institution in the Great Plains. Health-related fields typically represent high-mobility direct-to-workforce pathways where graduates enter stable, in-demand roles immediately after completion.

The [supply and demand for college graduates](/analysis/supply-demand-map-college-degrees/) provides context for how the institution's dominant program families align with regional and national labor-market demand in healthcare and allied health sectors.