Troy University's published cost of attendance is $23,165. Net price by income band shows meaningful variation: low-income families pay approximately $12,656, middle-income families pay around $14,321, and higher-income families pay approximately $22,139.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Tuition and Fees | $20,352 |
| Average Net Price (What Families Pay) | $16,527 |
| Family Income | Net Price |
|---|---|
| $0–30k | $12,656 |
| $30–48k | $12,042 |
| $48–75k | $14,321 |
| $75–110k | $18,406 |
| $110k+ | $22,139 |
Troy University's published cost of attendance is $23,165. Net price by income band shows meaningful variation: low-income families pay approximately $12,656, middle-income families pay around $14,321, and higher-income families pay approximately $22,139. Azimuth ranks Troy University #518 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Troy University participates in federal need-based aid programs including Pell Grants and Direct Loans. The institution offers both need-based and merit-based financial aid to help bridge the gap between sticker price and what families actually pay. Families apply for need-based aid using the FAFSA, and merit scholarships are available for qualifying students. Median federal student loan debt at graduation is $25,000, and families using Parent PLUS borrow a median of $13,842; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's typical four-year earnings, median federal debt of $25,000 projects to a monthly payment of about $282 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use Azimuth's Financial GPS tool.
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Troy University earn median 4-year earnings of $55,048, placing the institution in the 24.8 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn at roughly the same level as similar students at comparable institutions, placing Troy University in the 58.5 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Troy University #833 for return on investment among nonprofit four-year institutions. The earnings pattern reflects Troy University's concentration in business and applied professional fields. Business Administration is the largest program with 344 graduates earning median 4-year earnings of $63,472, performing at 0.9× the national benchmark for the field. The Psychology, General program graduates 267 students with median 4-year earnings of $44,102, also tracking near benchmark performance. Criminal Justice enrolls 154 graduates earning median 4-year earnings of $56,317, while The Teacher Education program graduates 153 students earning median 4-year earnings of $49,195. These programs anchor Troy University's applied, workforce-aligned degree portfolio and contribute to the institution's overall return profile.