University of Maryland Baltimore's cost structure reflects its mission as a health-sciences-focused public institution. The university's net pricing varies across income bands, with low-income families paying substantially less than the published cost of attendance, while middle- and higher-income families see progressively larger out-of-pocket obligations.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $64,729 |
| Tuition and Fees | $49,075 |
| Room and Board | $14,532 |
| Books and Supplies | $1,460 |
| Average Financial Aid (Grants and Scholarships) | -$34,447 |
| Average Net Price (What Families Pay) | $30,282 |
| Family Income | Net Price |
|---|---|
| $0–30k | $25,925 |
| $30–48k | $24,512 |
| $48–75k | $27,277 |
| $75–110k | $30,956 |
| $110k+ | $34,833 |
University of Maryland Baltimore's cost structure reflects its mission as a health-sciences-focused public institution. The university's net pricing varies across income bands, with low-income families paying substantially less than the published cost of attendance, while middle- and higher-income families see progressively larger out-of-pocket obligations. As a public university in Maryland, UMB participates in federal need-based aid programs (Pell Grants, Direct Loans) and state aid, with financial aid packages designed to close portions of the gap between sticker price and what families actually pay. Median federal student loan debt at graduation is $27,000, comparable to peer public research universities. Families using Parent PLUS borrow a median of $44,000; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For the typical graduate at the institution's median four-year earnings of $69,078, median federal debt of $27,000 projects to a monthly payment of about $305 under standard ten-year repayment. In a downside earnings scenario anchored on UMB's lower-earning program clusters, projected four-year earnings of $46,784 would tighten monthly cash flow considerably — a pattern worth exploring at the program level rather than the institutional average. For personalized projections across earnings scenarios — including Parent PLUS planning and income-driven repayment options — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of University of Hartford earn median 4-year earnings of $69,078, placing the institution in the 72.4 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Azimuth ranks University of Hartford #341 for return on investment among nonprofit four-year institutions. The institution's earnings profile reflects its concentration in health professions, a field family that consistently delivers strong labor-market demand and stable career pathways across CT. The earnings pattern is anchored in clinical and applied health fields. Music is the largest program with 58 graduates earning median 4-year earnings of $43,700, at 1.0x the national benchmark for the field. The Psychology, General program graduates 47 students earning median 4-year earnings of $49,642, at 1.0x the national benchmark. Business Administration rounds out the top quartile, reflecting University of Hartford's signature strength in preparing graduates for in-demand healthcare roles. This program concentration — dominated by Visual & Performing Arts — creates a cohesive earnings story where most graduates enter stable, well-compensated professional careers tied directly to regional and national healthcare workforce needs.
