Cost & financial aid brief
University of Hartford Tuition, Costs & Financial Aid
How much does University of Hartford cost after financial aid?
At University of Hartford, aid reduces published costs substantially for the average aid recipient, but prices still vary across family-income bands. Aid covers about 53% of the published cost for the average aid recipient.
Against a published cost of $64,729, the average net price is $30,282, leaving an average aid offset of $34,447. The income-band averages are $25,925, $24,512, $27,277, $30,956, and $34,833.
The spread between the lowest and highest bands is $8,908, a difference of averages. Lower prices at the lower end of the income range show aid is more concentrated there, though the pattern does not indicate what any individual family will pay.
The published cost of attendance at University of Hartford is $64,729. Azimuth ranks the university #1,277 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $25,925, for those earning $48,001 to $75,000 it is $27,277, and for those earning over $110,000 it is $34,833. The spread between the lowest and highest bands is $8,908.
Aid covers about 53% of the published cost for the average aid recipient, bringing the average net price across all bands to $30,282. That is $2,911 above the $27,371 median for comparable institutions (same type and size).
Borrowers who finish carry a median of $27,000 in federal student loans, $2,801 above the $24,199 peer median. 95.5% of federal aid recipients take federal loans.
Parents who borrow hold a separate median of $44,000 in Parent PLUS loans. If repaid over ten years, the median federal student debt corresponds to an estimated payment of $307 a month.
Student loans: what does repayment look like?
Federal borrowing reaches 95.5% of federal aid recipients, so loan exposure is common at University of Hartford. Among federal-loan borrowers who complete, median federal student loan debt is $27,000.
At comparable institutions (same type and size), the peer median is $24,199; Hartford’s median is $2,801 above that figure. Parent borrowers are a separate population, with median Parent PLUS borrowing of $44,000.
The high borrower share and above-peer median debt point to borrowing as a central part of the cost picture.
The investment case at University of Hartford starts with earnings that outpace expectation. Graduates earn about $10,631 more than the model expects for similar students, an outcome at the 84th percentile among nonprofit four-year institutions.
The median earnings four years after completion is $69,078, which Azimuth places in the 75th percentile nationally. Earnings scenarios, estimated from the university's program mix, range from $46,784 in a downside case to $85,647 in an upside case, with a typical scenario of $69,078.
Borrowers who finish carry a median of $27,000 in federal student loans, $2,801 above the $24,199 median for comparable institutions (same type and size). That debt corresponds to an estimated payment of $307 a month if repaid over ten years.
Earnings land above what the model expects, but the debt sits above the peer median. The net picture depends on how much a family borrows.
Parent borrowing is a separate cost to consider: median Parent PLUS borrowing for parent borrowers is $44,000. This figure is separate from student federal loans and should not be combined with them.
For student borrowers, that debt corresponds to an estimated payment of $307 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $44,000
- Estimated parent payment
- $559/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Caution |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $27,000
- Institution Parent PLUS debt
- $44,000
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $307/mo
- Estimated Parent PLUS payment · monthly
- $559/mo
- Modeled student + parent payments
- $866/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $69,078, with a $22,590 annual allowance for basic expenses:
7.9% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.