Cost & financial aid brief
University of Indianapolis Tuition, Costs & Financial Aid
How much does University of Indianapolis cost after financial aid?
Average aid at University of Indianapolis narrows published charges substantially, with the lower income bands carrying lower average net prices. The published cost of attendance of $52,590 (an average across living arrangements) and average net price of $21,602 leave average aid savings of $30,988 for recipients.
Aid covers about 59% of the published cost for the average aid recipient. Across the income schedule, average net prices move upward from the lowest band through the highest band.
That is a pattern of lower average prices at lower family incomes, not a statement of what any one family will receive.
The published cost of attendance at University of Indianapolis is $52,590 (an average across living arrangements). Azimuth ranks the university #914 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $15,346, for those earning $48,001 to $75,000 it is $21,262, and for those earning over $110,000 it is $28,004. The spread between the lowest and highest bands is $12,658.
Tuition and fees are $37,200. Aid covers about 59% of the published cost for the average aid recipient, bringing the average net price across all aid recipients to $21,602.
That is $5,769 below the median for comparable institutions (same type and size), which is $27,371. Borrowers who complete a degree carry a median of $26,864 in federal student loans, which is $2,665 above the median for comparable institutions of $24,199.
About 92.2% of federal aid recipients take federal loans. Parents who borrow through the separate Parent PLUS program hold a median of $23,490.
If repaid over ten years, the median federal debt corresponds to an estimated payment of $305 a month.
Student loans: what does repayment look like?
Federal borrowing is widespread at University of Indianapolis, where 92.2% of federal aid recipients take federal loans. Among borrowers who complete, median federal student loan debt is $26,864.
These figures cover federal-loan borrowers who completed, rather than all undergraduates. For comparable institutions (same type and size), the peer median federal debt is $24,199, and the university's median is $2,665 above that figure.
Parent borrowers are a separate population, with median Parent PLUS borrowing of $23,490. Borrowing is common, and the typical federal debt figure sits above the peer midpoint.
At University of Indianapolis, the return picture is shaped by earnings that land near expectation and borrowing that runs above the peer median. Four years after completing a degree, federally aided graduates who are working and not enrolled earn a median of $63,673.
That is $4,577 below the $68,250 median for comparable institutions (same type and size). Graduates earn about $519 more than the model expects for similar students, effectively at the expected level, an outcome at the 57th percentile.
Earnings scenarios, estimated from the university's program mix, range from $50,060 in a downside case to $85,668 in an upside case, with a typical scenario of $63,673. Completers who took federal loans leave with a median of $26,864, which is $2,665 above the peer median of $24,199.
That debt corresponds to an estimated payment of $305 a month if repaid over ten years.
For the separate population of Parent PLUS borrowers, median borrowing was $23,490. For student borrowers, that debt corresponds to an estimated payment of $305 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $23,490
- Estimated parent payment
- $298/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Caution |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $26,864
- Institution Parent PLUS debt
- $23,490
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $305/mo
- Estimated Parent PLUS payment · monthly
- $298/mo
- Modeled student + parent payments
- $603/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $63,673, with a $22,590 annual allowance for basic expenses:
8.9% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.