University of North Georgia's published cost of attendance is $18,062 annually, including $15,441 in out-of-state tuition, $12,310 for room and board, and $1,460 for books and supplies. Georgia residents pay significantly less with in-state tuition of just $5,009, making the university highly affordable for state residents.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $18,177 |
| Tuition and Fees | $16,503 |
| Room and Board | $12,770 |
| Books and Supplies | $1,470 |
| Average Financial Aid (Grants and Scholarships) | -$8,354 |
| Average Net Price (What Families Pay) | $9,823 |
| Family Income | Net Price |
|---|---|
| $0–30k | $6,981 |
| $30–48k | $7,261 |
| $48–75k | $10,118 |
| $75–110k | $12,059 |
| $110k+ | $13,481 |
University of North Georgia's published cost of attendance is $18,062 annually, including $15,441 in out-of-state tuition, $12,310 for room and board, and $1,460 for books and supplies. Georgia residents pay significantly less with in-state tuition of just $5,009, making the university highly affordable for state residents. The average student pays $10,785 after financial aid, representing savings of $7,277 from the sticker price.
This net price falls $4,805 below the peer median of $15,590, positioning University of North Georgia as exceptionally affordable compared to similar public institutions. The substantial gap between sticker price and actual costs reflects the university's commitment to financial accessibility through need-based aid, merit scholarships, and state funding support. Net costs vary significantly by family income, ranging from $7,958 for the lowest-income students to $13,702 for families earning over $110,000 annually.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
University of North Georgia maintains exceptionally strong debt management, with median student debt of $17,750 ranking at the 80th percentile nationally. Student debt ranges from $4,011 at the 25th percentile to $17,503 at the 75th percentile, indicating controlled borrowing across the student body with minimal high-debt outliers.
The university's debt performance significantly outpaces peers, with median debt $2,250 below the peer median of $20,000, representing an 11.3% advantage in debt control. The debt-to-earnings ratio of 0.35 indicates strong financial sustainability, meaning graduates can expect to manage debt payments comfortably relative to post-graduation income.
Parent PLUS borrowing averages $12,776 with monthly payments of $168, representing manageable family debt levels without creating excessive financial burden. The combination of low tuition for Georgia residents, substantial financial aid, and controlled borrowing practices creates optimal conditions for degree completion without excessive debt accumulation.
How cost compares to graduate earnings and value added.
University of North Georgia delivers solid return on educational investment through the combination of controlled costs and steady earnings outcomes. Graduates earn $59 beyond expectations at the 56.1st percentile nationally, indicating above-average performance relative to student demographics and institutional characteristics.
Median earnings of $50,135 provide sufficient income to support the debt-to-earnings ratio of 0.35, creating sustainable post-graduation financial conditions. The university's exceptional affordability ranking at the 89.7th percentile reflects this favorable cost-to-outcome relationship, particularly valuable for students prioritizing financial stability over maximum prestige.
Compared to peer institutions, University of North Georgia offers $4,805 lower net costs while producing earnings just $10,408 below peer median, creating favorable value proposition for cost-conscious students. The mobility index ranking at the 85.1st percentile demonstrates effectiveness in translating educational access into economic advancement, particularly important for the 27.7% Pell-eligible student population.
University of North Georgia demonstrates strong commitment to financial accessibility through comprehensive aid programming. The university's $7,277 average financial aid savings reduces costs substantially below sticker price, with aid targeting concentrated toward students with the greatest financial need.
The 27.7% Pell-eligible enrollment indicates significant service to families earning less than approximately $50,000 annually, supported by the lowest net price tier of $7,958 for families under $30,000. The progressive net price structure reflects effective use of federal, state, and institutional aid resources to create pathways for students who might otherwise lack access to four-year education.
Merit-based aid supplements need-based support, helping middle-income families manage college costs while maintaining academic standards. The university's aid strategy successfully balances accessibility with fiscal responsibility, enabling diverse student enrollment while controlling institutional costs.
