Cost & financial aid brief
University of North Texas at Dallas Tuition, Costs & Financial Aid
How much does University of North Texas at Dallas cost after financial aid?
The average aid recipient sees the published cost reduced by $13,644, with aid covering about 68% of the sticker price. The pattern across income bands is relatively flat.
The lowest-income band averages $4,713 while the highest band averages $16,040, a spread of $11,327. The middle bands sit between those two ends, with costs rising gradually as family income increases.
The published cost of attendance is $20,064. Azimuth ranks University of North Texas at Dallas #56 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $4,713, for those earning $48,001 to $75,000 it is $7,725, and for those earning over $110,000 it is $16,040. The spread between the lowest and highest bands is $11,327.
Aid covers about 68% of the published cost for the average aid recipient. The average net price across all aid recipients is $6,420, which is $7,648 below the $14,068 median for comparable institutions (same type and size).
Borrowers who complete a degree carry a median of $18,606 in federal student loans. That is $2,623 below the $21,229 peer median.
Parents who borrow hold a separate median of $15,544. If repaid over ten years, the median federal debt corresponds to an estimated payment of $211 a month.
Student loans: what does repayment look like?
About 65.7% of federal aid recipients at University of North Texas at Dallas take a federal loan. Among borrowers who complete, the median federal student debt is $18,606.
That figure is $2,623 below the peer median of $21,229 for comparable institutions (same type and size). If repaid over ten years, the median debt corresponds to an estimated payment of $211 a month.
Parents who borrow through the separate Parent PLUS program hold a median of $15,544.
University of North Texas at Dallas graduates earn about $16,156 more than expects for similar students. That places the gap at the 92nd percentile among nonprofit four-year institutions.
Four years after completing a degree, federally aided graduates who are working and not enrolled earn a median of $62,574, at the 59th percentile nationally. That is $5,273 above the $57,301 median for comparable institutions (same type and size).
Earnings scenarios, estimated from the program mix, show a range: a downside of $49,925 and an upside of $64,210. The median federal student debt of $18,606 sits below the peer median (the median for comparable institutions), and the estimated monthly payment is $211.
For the separate population of parent borrowers, median Parent PLUS borrowing is $15,544. For student borrowers, the median federal debt corresponds to an estimated payment of $211 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $15,544
- Estimated parent payment
- $197/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $18,606
- Institution Parent PLUS debt
- $15,544
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $211/mo
- Estimated Parent PLUS payment · monthly
- $197/mo
- Modeled student + parent payments
- $408/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $62,574, with a $22,590 annual allowance for basic expenses:
6.3% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.