University of Science and Arts of Oklahoma's published cost of attendance is $20,662. Need-based aid reshapes that figure across income levels: low-income families pay approximately $3,493, middle-income families pay around $7,223, and higher-income families pay approximately $14,413.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $20,662 |
| Tuition and Fees | $20,190 |
| Room and Board | $10,940 |
| Books and Supplies | $1,200 |
| Average Financial Aid (Grants and Scholarships) | -$14,038 |
| Average Net Price (What Families Pay) | $6,624 |
| Family Income | Net Price |
|---|---|
| $0–30k | $3,493 |
| $30–48k | $3,548 |
| $48–75k | $7,223 |
| $75–110k | $13,352 |
| $110k+ | $14,413 |
University of Science and Arts of Oklahoma's published cost of attendance is $20,662. Need-based aid reshapes that figure across income levels: low-income families pay approximately $3,493, middle-income families pay around $7,223, and higher-income families pay approximately $14,413. Azimuth ranks University of Science and Arts of Oklahoma #87 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. As a public regional university, USAO's tuition structure and financial aid reach keep net prices accessible across the income spectrum. The institution participates in federal (Pell Grants, Direct Loans) and state aid programs, with need-based aid covering a meaningful share of cost for most students. Families applying for aid use the FAFSA to determine eligibility and aid packages. Median federal student loan debt at graduation is $21,750, and families using Parent PLUS borrow a median of $10,441; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $42,786, median federal debt of $21,750 projects to a monthly payment of about $246 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of University of Science and Arts of Oklahoma earn median 4-year earnings of $42,786, placing University of Science and Arts of Oklahoma in the 2.1 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $10,390 less than similar students at comparable institutions, placing University of Science and Arts of Oklahoma in the 19.9 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks University of Science and Arts of Oklahoma #1362 for return on investment among nonprofit four-year institutions — in the 8.0 percentile for return on investment among nonprofit four-year institutions. The earnings pattern reflects University of Science and Arts of Oklahoma's concentration in Business. Among the largest programs, Business Administration enrolls 18 graduates, Psychology, General enrolls 16, and Biology, General enrolls 10. Teacher Education delivers median 4-year earnings of $44,218, performing at 0.9× the national benchmark for the field. Kinesiology rounds out the major enrollment clusters with 9 graduates. These outcomes represent lifetime returns relative to OK's no-degree-equivalent earnings baseline of $30,928 — the state median earnings of working adults age 25–34 with only a high school credential.
