University of Southern Mississippi's published cost of attendance is $26,566. Need-based financial aid reshapes that figure across income levels.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $26,566 |
| Tuition and Fees | $11,998 |
| Room and Board | $11,920 |
| Books and Supplies | $852 |
| Average Financial Aid (Grants and Scholarships) | -$4,858 |
| Average Net Price (What Families Pay) | $21,708 |
| Family Income | Net Price |
|---|---|
| $0–30k | $19,867 |
| $30–48k | $20,432 |
| $48–75k | $22,756 |
| $75–110k | $25,812 |
| $110k+ | $26,542 |
University of Southern Mississippi's published cost of attendance is $26,566. Need-based financial aid reshapes that figure across income levels. Low-income families pay approximately $19,867; middle-income families pay about $22,756; higher-income families pay approximately $26,542. Azimuth ranks University of Southern Mississippi #668 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. As a public regional university, University of Southern Mississippi structures aid through federal (Pell Grants, Direct Loans), state, and institutional programs. The university participates in standard need-based aid processes using the FAFSA. Families should review the institution's financial aid page ↗ for current aid policies and application deadlines, as aid packages and eligibility can shift year to year. Median federal student loan debt at graduation is $22,500, and families using Parent PLUS borrow a median of $14,301; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $48,593, median federal debt of $22,500 projects to a monthly payment of about $254 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of the University of Southern Mississippi earn a median of $48,593 four years after enrollment, placing the institution in the 9.5th percentile for median earnings among nonprofit four-year institutions. Graduates earn about $1,278 less than similar students at comparable institutions, placing the University of Southern Mississippi in the 52.5th percentile for earnings beyond expectations among nonprofit four-year institutions. Those figures represent meaningful lifetime returns relative to Mississippi's no-degree-equivalent earnings baseline of $29,193 — the state median earnings of working adults age 25–34 with only a high school credential.
The earnings pattern reflects the University of Southern Mississippi's concentration in Business programs, which represent 17% of graduates. Teacher Education and Professional Development, Specific Levels and Methods leads by enrollment with 205 graduates earning a median of $40,932 four years after graduation, while Business Administration, Management and Operations and Liberal Arts and Sciences, General Studies and Humanities also contribute substantially to the institution's earnings profile. Azimuth ranks Teacher Education and Professional Development, Specific Levels and Methods in its field, with graduates earning 0.9× the national benchmark for the field.
