Virginia Commonwealth University's published cost of attendance is $25,567, but need-based aid shifts what families actually pay across income levels. Low-income families see a net price of approximately $10,736, middle-income families pay around $12,572, and higher-income families pay approximately $18,846.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $25,567 |
| Tuition and Fees | $9,875 |
| Room and Board | $9,300 |
| Books and Supplies | $0 |
| Average Financial Aid (Grants and Scholarships) | -$11,460 |
| Average Net Price (What Families Pay) | $14,107 |
| Family Income | Net Price |
|---|---|
| $0–30k | $10,736 |
| $30–48k | $11,147 |
| $48–75k | $12,572 |
| $75–110k | $16,441 |
| $110k+ | $18,846 |
Virginia Commonwealth University's published cost of attendance is $25,567, but need-based aid shifts what families actually pay across income levels. Low-income families see a net price of approximately $10,736, middle-income families pay around $12,572, and higher-income families pay approximately $18,846. Azimuth ranks University of the Cumberlands #115 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. VCU participates in federal, state, and institutional aid programs, and families apply for need-based aid using the FAFSA. The spread between what low-income and higher-income families pay reflects the university's aid structure, though VCU's endowment depth is more limited than at larger flagship institutions, which constrains how aggressively it can discount for middle-income families. Families weighing the net price illusion — the gap between sticker price and what households actually pay — should use the income-band figures as their planning anchor rather than the published cost of attendance. Median federal student loan debt at graduation is $14,911, and families using Parent PLUS borrow a median of $11,623; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $51,882, median federal debt of $14,911 projects to a monthly payment of about $168 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of University of the Cumberlands earn median 4-year earnings of $51,882, placing University of the Cumberlands in the 11.8 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $3,738 less than similar students at comparable institutions, placing the institution in the 42.2 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks University of the Cumberlands #1093 for return on investment among nonprofit four-year institutions. Program outcomes vary by major. Business/Commerce, General reports 175 graduates and median 4-year earnings of $59,760, ranked #40 nationally in its major. Psychology, General reports 130 graduates and median 4-year earnings of $40,751, ranked #308 nationally in its major. Human Services, General reports 110 graduates and median 4-year earnings of $37,823, ranked #18 nationally in its major. Teacher Education and Professional Development, Specific Levels and Methods reports 97 graduates and median 4-year earnings of $40,093, ranked #212 nationally in its major.
