Cost & financial aid brief
University of Wisconsin-Stevens Point Tuition, Costs & Financial Aid
How much does University of Wisconsin-Stevens Point cost after financial aid?
Aid covers about 27% of the published cost for the average aid recipient at University of Wisconsin-Stevens Point. For families earning under $30,000, the average net price is $8,833.
It is $9,609 in the $30,001–$48,000 band, $11,428 in the $48,001–$75,000 band, $17,042 in the $75,001–$110,000 band, and $18,737 for those earning over $110,000. The spread between the lowest and highest bands is $9,904.
The average net price is lower at lower incomes and higher at higher incomes. The largest step occurs between the middle and upper-middle bands.
28.7% of undergraduates receive Pell Grants, so the lowest-band figure applies to a substantial portion of the student body.
Costs at University of Wisconsin-Stevens Point vary considerably across family-income bands after grants and scholarships. The published cost of attendance is $20,079.
Average net price, what aid recipients pay after grants and scholarships, is $8,833 for the lowest family-income band, $9,609 for the next band, $11,428 for the middle band, $17,042 for the upper-middle band, and $18,737 for the highest family-income band. The spread between the lowest and highest bands is $9,904.
Azimuth ranks the university #311 for affordability among nonprofit four-year institutions. Across aid recipients, the average net price is $14,559, and aid covers about 27% of the published cost for the average aid recipient, offsetting $5,520 against the sticker price.
That average is $491 above the peer median net price of $14,068 for comparable institutions (same type and size). In-state tuition and fees are $9,488, out-of-state tuition and fees are $18,508, and room and board are $8,800.
The overall price sits somewhat above the comparable-school median despite aid reducing the published cost for recipients. Federal borrowing is common among undergraduates, with 91.0% taking federal loans.
For borrowers who completed, median federal student loan debt at completion is $21,503, which is $274 above the peer median of $21,229 at comparable institutions (same type and size). Median Parent PLUS borrowing is $14,012.
The median federal student debt corresponds to an estimated payment of $244 a month if repaid over ten years.
Student loans: what does repayment look like?
Federal borrowing is common at University of Wisconsin-Stevens Point, where 91.0% of federal aid recipients take federal loans. For borrowers who completed, median federal student loan debt is $21,503.
The median is above the $21,229 peer median at comparable institutions (same type and size) by $274. Parent PLUS borrowers are a separate parent-borrower population, with median borrowing of $14,012.
At University of Wisconsin-Stevens Point, the available earnings and borrowing figures point in the same direction for the investment picture. Federally aided completers who are working and not enrolled have median earnings of $51,548 four years after completion.
Azimuth places those earnings in the 22nd percentile among nonprofit four-year institutions. Graduates earn about $9,432 less than expects for similar students.
Azimuth places earnings beyond expectations in the 21st percentile among nonprofit four-year institutions. Earnings scenarios range from $43,188 in a downside scenario to $69,666 in an upside scenario, with $51,548 in the typical scenario.
Median federal student debt at completion is $21,503, above the $21,229 peer median, the middle value for comparable institutions (same type and size), by $274. That debt corresponds to an estimated payment of $244 a month if repaid over ten years. Earnings below expectations and debt above the peer median point the same way.
For the separate parent-borrower population, median Parent PLUS borrowing is $14,012. For student borrowers, the median federal debt corresponds to an estimated payment of $244 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $14,012
- Estimated parent payment
- $178/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | Caution |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $21,503
- Institution Parent PLUS debt
- $14,012
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $244/mo
- Estimated Parent PLUS payment · monthly
- $178/mo
- Modeled student + parent payments
- $422/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $51,548, with a $22,590 annual allowance for basic expenses:
10.1% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.