Utica University's published cost of attendance is $37,205. Net price by income band shows how financial aid reshapes that headline figure: low-income families pay approximately $13,290, middle-income families pay around $16,439, and higher-income families pay approximately $26,685.
Select your family income to see your estimated cost
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $37,205 |
| Tuition and Fees | $26,930 |
| Room and Board | $15,720 |
| Books and Supplies | $810 |
| Average Financial Aid (Grants and Scholarships) | -$18,097 |
| Average Net Price (What Families Pay) | $19,108 |
| Family Income | Net Price |
|---|---|
| $0–30k | $13,290 |
| $30–48k | $14,518 |
| $48–75k | $16,439 |
| $75–110k | $20,217 |
| $110k+ | $26,685 |
Utica University's published cost of attendance is $37,205. Net price by income band shows how financial aid reshapes that headline figure: low-income families pay approximately $13,290, middle-income families pay around $16,439, and higher-income families pay approximately $26,685. Azimuth ranks Utica University #616 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Utica University participates in federal need-based aid programs (Pell Grants, Direct Loans) and institutional aid. Families apply using the FAFSA to determine eligibility for need-based scholarships and grants. The gap between published cost and net price reflects the institution's commitment to need-based financial aid, though the affordability rank indicates that post-graduation debt service remains a meaningful consideration relative to peer institutions. Median federal student loan debt at graduation is $22,500, and families using Parent PLUS borrow a median of $25,500; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $77,491, median federal debt of $22,500 projects to a monthly payment of about $254 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use Azimuth's Financial GPS tool.
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Utica University earn median 4-year earnings of $77,491, placing the institution in the 85.8th percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $16,083 more than similar students at comparable institutions, placing Utica University in the 93.4th percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Utica University #217 for return on investment among nonprofit four-year institutions — in the 85.4th percentile for return on investment among nonprofit four-year institutions. Those figures represent meaningful lifetime returns relative to NY's no-degree-equivalent earnings baseline of $32,204 (the state median earnings of working adults age 25–34 with only a high school credential).
The earnings pattern reflects Utica University's focus on Health fields, which account for 9% of degrees. Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing is the largest program with 267 graduates earning median earnings of $94,981 — 1.1× the national CIP-4 benchmark for the field. The Homeland Security program graduates 99 students with median earnings of $82,733, and Health Services/Allied Health/Health Sciences, General program graduates 85 students with median earnings of $62,369. Together, these programs anchor the institution's earnings profile.
