Cost & financial aid brief
Western Washington University Tuition, Costs & Financial Aid
How much does Western Washington University cost after financial aid?
The published price is reduced on average for aid recipients, but the reduction is not uniform across family-income bands. Aid covers about 30% of the published cost for the average aid recipient.
That share is an average across recipients, not a promise for any particular family. The income pattern runs from lower average net prices in the lowest bands through higher prices in the middle and upper bands.
This shows aid is more concentrated toward lower-income recipients within these averages, rather than describing an individual award. The overall aid share and lower prices in the lower bands point in the same direction: average assistance is greater there.
Western Washington University has a published cost of attendance of $30,359, and aid recipients face different average prices across family-income bands. In the lowest family-income band, the average net price, what aid recipients pay after grants and scholarships, is $12,915; it is $14,147 in the lower-middle band, $17,539 in the middle band, $24,301 in the upper-middle band, and $27,984 in the highest band.
The spread between the lowest and highest bands is $15,069. Azimuth ranks Western Washington University #527 for affordability among nonprofit four-year institutions.
For the average aid recipient, aid covers about 30% of the published cost, an average savings of $9,166. Across all aid recipients, the average net price is $21,193, which is $5,559 above the peer median of $15,634 at comparable institutions (same type and size).
Published in-state tuition is $9,582, and out-of-state tuition is $28,707. Aid offsets part of the sticker price, though the overall average net price sits above the comparable-institution median.
Among borrowers who completed, median federal student loan debt is $18,500, and 83.8% of federal aid recipients borrow federal loans. That median is $1,576 below the $20,076 peer median at comparable institutions (same type and size).
That debt corresponds to an estimated payment of $210 a month if repaid over ten years. Median Parent PLUS borrowing is $23,123.
Student loans: what does repayment look like?
For completers who borrowed federal loans, median federal student loan debt is $18,500, which is $1,576 below the $20,076 peer median for comparable institutions (same type and size). Federal loans are used by 83.8% of federal aid recipients.
Parent PLUS borrowers are a separate parent-borrower population, with median borrowing of $23,123.
Western Washington University has its strongest Azimuth pillar in mobility, but the investment picture is mixed. Graduates earn a median of $58,560 four years after completion.
Azimuth places that earnings level in the 45th percentile among nonprofit four-year institutions. Earnings beyond expectations, the gap between what graduates earn and what expects for similar students, is less favorable here.
Graduates earn about $3,882 less than the model expects for similar students. Azimuth places this measure in the 40th percentile among nonprofit four-year institutions.
Earnings scenarios range from $43,952 in a downside scenario to $81,505 in an upside scenario, with $58,560 as the typical scenario. Median federal student loan debt at completion is $18,500, $1,576 below the $20,076 peer median for comparable institutions (same type and size).
That debt corresponds to an estimated payment of $210 a month if repaid over ten years. Lower debt does not offset the below-expected earnings picture.
Parent borrowers at Western Washington University had median Parent PLUS borrowing of $23,123. For student borrowers, the median federal debt cited above corresponds to an estimated payment of $210 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $23,123
- Estimated parent payment
- $294/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Caution |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $18,500
- Institution Parent PLUS debt
- $23,123
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $210/mo
- Estimated Parent PLUS payment · monthly
- $294/mo
- Modeled student + parent payments
- $504/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $58,560, with a $22,590 annual allowance for basic expenses:
7.0% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.