Adams State University's published cost of attendance is $24,352. Net price by income band shows how financial aid reshapes that headline figure: low-income families pay approximately $9,947, middle-income families pay around $11,921, and higher-income families pay approximately $20,274.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $24,352 |
| Tuition and Fees | $21,944 |
| Room and Board | $9,820 |
| Books and Supplies | $2,920 |
| Average Financial Aid (Grants and Scholarships) | -$11,372 |
| Average Net Price (What Families Pay) | $12,980 |
| Family Income | Net Price |
|---|---|
| $0–30k | $9,947 |
| $30–48k | $10,392 |
| $48–75k | $11,921 |
| $75–110k | $15,787 |
| $110k+ | $20,274 |
Adams State University's published cost of attendance is $24,352. Net price by income band shows how financial aid reshapes that headline figure: low-income families pay approximately $9,947, middle-income families pay around $11,921, and higher-income families pay approximately $20,274. Azimuth ranks Adams State University #213 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Adams State's affordability profile reflects its public-tuition structure and need-based aid reach. The university participates in federal (Pell Grants, Direct Loans) and state aid programs, with need-based scholarships available to qualifying students. Median federal student loan debt at graduation is $19,500, and families using Parent PLUS borrow a median of $18,058; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For the typical graduate at the institution's median four-year earnings of $52,621, median federal debt of $19,500 projects to a monthly payment of about $220 under standard ten-year repayment. In a downside earnings scenario anchored on lower-earning program clusters, four-year earnings of $42,754 would shift the real affordability picture — a pattern worth exploring at the program level rather than the institutional average. For personalized projections across earnings scenarios — including Parent PLUS planning and repayment-mode guidance — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Adams State University earn median 4-year earnings of $52,621, placing Adams State University in the 12.5 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $2,469 more than similar students at comparable institutions, placing Adams State University in the 68.3 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Adams State University #1180 for return on investment among nonprofit four-year institutions. The earnings pattern reflects Adams State's business-focused program portfolio. Business/Commerce, General is the largest program with 123 graduates earning median 4-year earnings of $51,111, representing 0.7x the national benchmark for the field. The General Studies program graduates 37 students earning $41,809, while Kinesiology and Sociology round out the institution's core offerings. The Biology, General program graduates 15 students with median 4-year earnings of $56,467. These programs anchor Adams State's return profile and reflect the institution's concentration in Business fields, which drive consistent outcomes for graduates entering Colorado's regional labor market.