Cost & financial aid brief
Angelo State University Tuition, Costs & Financial Aid
How much does Angelo State University cost after financial aid?
Aid reaches further for families in the lower income bands, though every family should distinguish published charges from its own aid offer. Aid covers about 36% of the published cost for the average aid recipient.
The difference between the published cost and average net price is an average aid offset, not a promise for a particular family. The band figures show a steady increase in average net price from the lowest-income group through the highest-income group.
That pattern shows aid concentrated toward lower-income recipients, rather than an equal discount across incomes. Families in the middle bands fall between those endpoints, and their aid packages can differ even when their reported income falls in the same band.
The affordability picture is therefore mixed: average aid cuts published costs, but the remaining price varies widely by family-income band.
At Angelo State University, the published cost of attendance is $23,441, with aid-recipient prices varying by family-income band. The average net price, what aid recipients pay after grants and scholarships, is $12,008 for the lowest family-income band, $12,910 for the lower-middle band, $14,787 for the middle band, $17,958 for the upper-middle band, and $22,368 for the highest band.
The spread between the lowest and highest bands is $10,360. Azimuth ranks the university #289 for affordability among nonprofit four-year institutions.
For the average aid recipient, aid covers about 36% of the published cost and averages $8,350 in savings against the sticker price. Across all aid recipients, the average net price is $15,091.
The peer median, the middle value for comparable institutions (same type and size), is $14,068, and Angelo State’s average is $1,023 above it. Published in-state tuition is $8,460, compared with $18,300 for out-of-state tuition.
Among borrowers who completed, median federal student loan debt is $20,000. That is $1,229 below the $21,229 peer median for comparable institutions (same type and size), and 76.3% of federal aid recipients borrow federal loans.
Median Parent PLUS borrowing is $15,000. The median federal student debt corresponds to an estimated payment of $227 a month if repaid over ten years.
Student loans: what does repayment look like?
Federal borrowing at Angelo State University is lower than the comparable-school midpoint, though most undergraduates take federal loans. Among borrowers who complete, median federal student loan debt at completion is $20,000.
Federal loans are used by 76.3% of federal aid recipients. The peer median, the middle value for comparable institutions (same type and size), is $21,229, placing Angelo State University's median $1,229 below it.
For the separate parent-borrower population, median Parent PLUS borrowing is $15,000.
At Angelo State University, affordability is the stronger part of the cost picture, while the investment indicators are uneven. Federally aided completers who are working and not enrolled have median earnings of $54,923 four years after completion; Azimuth places that figure in the 32nd percentile among nonprofit four-year institutions.
Earnings beyond expectations, the gap between what graduates earn and what expects for similar students, sit in the 57th percentile among nonprofit four-year institutions. Graduates earn about $642 more than the model expects for similar students, effectively at the expected level.
Earnings scenarios place downside earnings at $43,565, typical earnings at $54,923, and upside earnings at $79,744. Median federal student loan debt at completion is $20,000, below the peer median, the middle value for comparable institutions (same type and size), of $21,229 by $1,229.
That debt corresponds to an estimated payment of $227 a month if repaid over ten years. Lower borrowing and near-expected earnings point in different directions.
Among the separate population of parent borrowers, median Parent PLUS borrowing is $15,000. For student borrowers, that debt corresponds to an estimated payment of $227 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $15,000
- Estimated parent payment
- $191/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 11.2% | High pressure |
| $100,000 | 5.0% | Safe |
| $150,000 | 2.4% | Safe |
| $200,000 | 1.6% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $20,000
- Institution Parent PLUS debt
- $15,000
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $227/mo
- Estimated Parent PLUS payment · monthly
- $191/mo
- Modeled student + parent payments
- $418/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $54,923, with a $23,940 annual allowance for basic expenses:
8.8% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.