Cost & financial aid brief
Aquinas College Tuition, Costs & Financial Aid
How much does Aquinas College cost after financial aid?
For aid recipients, Aquinas College shows lower average net prices in the lower listed family-income bands. Against a published cost of $51,652 (an average across living arrangements), the average net price, what aid recipients pay after grants and scholarships, is $16,626, a reduction of $35,026.
Aid covers about 68% of the published cost for the average aid recipient. The lowest listed income band has an average net price of $10,725, compared with $21,093 for the highest band; the spread between them is $10,368.
Those band averages show a pricing pattern that places lower average costs at lower incomes, but they do not describe any individual aid package.
The published cost of attendance at Aquinas College is $51,652 (an average across living arrangements). Azimuth ranks the university #502 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $10,725, for those earning $48,001 to $75,000 it is $13,594, and for those earning over $110,000 it is $21,093. The spread between the lowest and highest bands is $10,368.
Aid covers about 68% of the published cost for the average aid recipient. The average net price across all aid recipients is $16,626, which is $5,721 below the $22,347 median for comparable institutions (same type and size).
Borrowers who complete a degree carry a median of $23,000 in federal student loans. That is $2,000 below the $25,000 peer median.
91.2% of federal aid recipients take federal loans. Parents who borrow through the Parent PLUS program hold a separate median of $24,361.
If repaid over ten years, the median student debt corresponds to an estimated payment of $261 a month.
Student loans: what does repayment look like?
Borrowing is common at Aquinas College: 91.2% of federal aid recipients take federal loans, though the debt picture sits below comparable institutions. Among federal-loan borrowers who completed, median federal student loan debt is $23,000, excluding Parent PLUS and private loans.
At comparable institutions (same type and size), the peer median federal debt is $25,000, placing Aquinas College $2,000 below that benchmark. For the separate parent-borrower population, median Parent PLUS borrowing is $24,361.
At Aquinas College, lower borrowing sits beside an earnings picture that warrants care. Federally aided completers who are working and not enrolled have median earnings of $51,578 four years after completion.
Among nonprofit four-year institutions, that figure falls in the 22nd percentile. Earnings beyond expectations, the gap between what graduates earn and what expects for similar students, point in the same direction.
Graduates earn about $8,899 less than the model expects for similar students. Azimuth places this measure in the 22nd percentile among nonprofit four-year institutions.
The downside earnings scenario is $45,184, the typical scenario is $51,578, and the upside scenario is $76,360. Median federal student loan debt at completion is $23,000, $2,000 below the $25,000 peer median for comparable institutions (same type and size).
That debt corresponds to an estimated payment of $261 a month if repaid over ten years. Lower debt and below-expected earnings pull the investment picture in different directions.
Parent PLUS loans had a median borrowing amount of $24,361 among parent borrowers. That measure covers parents rather than the students with federal loans.
For the median federal debt, that debt corresponds to an estimated payment of $261 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $24,361
- Estimated parent payment
- $310/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Caution |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $23,000
- Institution Parent PLUS debt
- $24,361
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $261/mo
- Estimated Parent PLUS payment · monthly
- $310/mo
- Modeled student + parent payments
- $571/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $51,578, with a $22,590 annual allowance for basic expenses:
10.8% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.