Cost & financial aid brief
Atlantic University Tuition, Costs & Financial Aid
How much does Atlantic University cost after financial aid?
At Atlantic University, the average aid recipient sees the published cost cut by more than half. Aid covers about 51% of the sticker price, bringing the average net price down to $6,425.
The net price pattern across income bands is relatively compressed. The lowest-income band averages $5,705 while the highest band averages $9,440, a spread of just a few thousand dollars.
That narrow range suggests aid is targeted broadly rather than concentrated at the bottom of the income scale.
The published cost of attendance at Atlantic University is $12,986. Azimuth ranks the university #16 for affordability among nonprofit four-year institutions.
For families earning under $30,000, it averages $5,705; for those earning $48,001 to $75,000, it averages $8,858; and for those earning $75,001 to $110,000, it averages $9,440. Tuition and fees are $8,280.
Aid covers about 51% of the published cost for the average aid recipient, bringing the average net price for first-time full-time Title IV aid recipients to $6,425. That is $15,922 below the peer median of $22,347 for comparable institutions (same type and size).
Borrowers who finish carry a median of $5,457 in federal student loans, $19,543 below the peer median of $25,000. 12.5% of federal aid recipients borrow federal loans.
Parents who borrow hold a separate median of $17,352. If repaid over ten years, the median federal debt corresponds to an estimated payment of $62 a month.
Student loans: what does repayment look like?
Borrowers who complete at Atlantic University carry a median of $5,457 in federal loans. The borrower share is 12.5%, meaning most undergraduates do not take federal loans.
That median is $19,543 below the $25,000 median for comparable institutions (same type and size). If repaid over ten years, that debt corresponds to an estimated payment of $62 a month.
Parents who borrow hold a separate median of $17,352 through the Parent PLUS program.
The typical earnings scenario is $22,917, with a downside of $21,309 and an upside of $27,694. These figures are estimates derived from the program mix, not observed outcomes for a specific cohort.
Four years after completion, federally aided graduates of Atlantic University who are working and not enrolled earn a median of $22,917, which matches the typical scenario estimate. That places earnings in the 1st percentile among nonprofit four-year institutions.
Graduates earn about $9,495 less than expects for similar students. That places the gap at the 20th percentile.
Borrowers who finish carry a median of $5,457 in federal loans. That amount is $19,543 below the median among comparable institutions (same type and size).
If repaid over ten years, that debt corresponds to an estimated payment of $62 a month.
For the separate population of parent borrowers, median Parent PLUS borrowing is $17,352. For student borrowers, the median federal debt corresponds to an estimated payment of $62 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $17,352
- Estimated parent payment
- $220/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $5,457
- Institution Parent PLUS debt
- $17,352
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $62/mo
- Estimated Parent PLUS payment · monthly
- $220/mo
- Modeled student + parent payments
- $282/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $22,917, with a $22,590 annual allowance for basic expenses:
227.5% of income above the allowance · High risk
- Excellent Under 8%
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20% · selected scenario
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.