Cost & financial aid brief
Baker College Tuition, Costs & Financial Aid
How much does Baker College cost after financial aid?
The average net price for first-time, full-time aid recipients is $13,157, against a published cost of $24,526. Aid covers about 46% of the published cost for the average aid recipient.
The pattern across income bands is relatively flat. Average net prices range from $11,976 in the lowest band to $17,964 in the highest, a spread of $5,988.
The middle bands sit close together, with families earning $30,001–$48,000 averaging $11,362 and those earning $48,001–$75,000 averaging $12,546. That narrow spread means the aid formula does not sharply differentiate by income here.
A family in the lowest band pays only a few thousand dollars less on average than a family in the highest.
Baker College posts a published cost of attendance of $24,526, yet average net prices for aid recipients fall below that sticker price across every family-income band. Those averages—what families pay after grants and scholarships—are $11,976 in the lowest band, $11,362 in the lower-middle, $12,546 in the middle, $13,754 in the upper-middle, and $17,964 in the highest.
The spread between the lowest and highest bands is $5,988. Azimuth ranks the university #346 for affordability among nonprofit four-year institutions.
For the average aid recipient, aid covers about 46% of the published cost, a savings of $11,369 against the sticker price. The average net price across all aid recipients is $13,157.
The peer median net price, the middle value for comparable institutions (same type and size), is $27,371, placing the university $14,214 below that benchmark. Tuition and fees are $13,000 and room and board are $7,600.
The aid savings and below-peer net price point the same way on affordability. For federal-loan borrowers who complete, median federal student loan debt is $25,000, and 74.6% of federal aid recipients borrow federal loans.
That median sits $801 above the peer median of $24,199 for comparable institutions (same type and size). That debt corresponds to an estimated payment of $284 a month if repaid over ten years.
Median Parent PLUS borrowing is $9,540.
Student loans: what does repayment look like?
Federal borrowing is common at Baker College, and its median debt is slightly higher than the comparable-school benchmark. Federal loans are used by 74.6% of federal aid recipients.
Among borrowers who completed, median federal student loan debt at completion is $25,000. The peer median, the middle value for comparable institutions (same type and size), is $24,199, placing Baker College $801 above it.
Parent borrowers are a separate population; their median Parent PLUS borrowing is $9,540.
Baker College’s affordability stands apart from a more restrained return picture, where earnings and borrowing warrant equal attention. Graduates working and not enrolled have median earnings of $53,754 four years after completion.
Azimuth places that earnings figure in the 28th percentile among nonprofit four-year institutions. Graduates earn about $2,741 less than expects for similar students.
Earnings beyond expectations, the gap between what graduates earn and what the model expects for similar students, sits in the 45th percentile among nonprofit four-year institutions. Earnings scenarios put earnings at $48,974 in a downside case, $53,754 in a typical case, and $79,420 in an upside case.
Median federal debt is $25,000, $801 above the peer median of $24,199. That debt corresponds to an estimated payment of $284 a month if repaid over ten years.
The return picture is mixed: modeled earnings fall short of expectations, and median debt sits above peers.
Parent borrowers have median Parent PLUS borrowing of $9,540. The median federal debt corresponds to an estimated payment of $284 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $9,540
- Estimated parent payment
- $121/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 7.1% | Caution |
| $100,000 | 3.2% | Safe |
| $150,000 | 1.5% | Safe |
| $200,000 | 1.0% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $25,000
- Institution Parent PLUS debt
- $9,540
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $284/mo
- Estimated Parent PLUS payment · monthly
- $121/mo
- Modeled student + parent payments
- $405/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $53,754, with a $23,940 annual allowance for basic expenses:
11.4% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.