Cost & financial aid brief

Bethune-Cookman University Tuition, Costs & Financial Aid

Updated

How much does Bethune-Cookman University cost after financial aid?

The published cost of attendance at Bethune-Cookman University is $29,764 for a standard budget. That total includes tuition and fees of $14,794 and room and board of $10,396.

For the average aid recipient here, the average net price is $12,030. That is $15,341 below the peer median of $27,371 for comparable institutions (same type and size).

Financial aid reduces the sticker price by $17,734 on average, and aid covers about 60% of the published cost for the average aid recipient. Azimuth ranks the university #655 for affordability among nonprofit four-year institutions. That places the affordability in the 54th percentile.

The average net price at Bethune-Cookman University is $12,030, which is $15,341 below the median of $27,371 for comparable institutions (same type and size). The lowest band averages $10,896, and the highest averages $18,654, a spread of $7,758 between the two ends.

Borrowers who finish carry a median of $31,000 in federal loans, $6,801 above the peer median of $24,199. Azimuth places the affordability pillar at the 54th percentile among nonprofit four-year institutions.

Average net prices are lower in the listed lower-income bands, so the price after grants and scholarships varies across family income. The is $10,896 in the lowest band, $11,487 in the next band, $14,346 in the middle band, $17,882 in the next-highest band, and $18,654 in the highest band.

Pell Grants go to 78.3% of undergraduates, providing financial-access context for the lowest band. The spread between the lowest and highest bands is $7,758.

Average net price by family income
$0–30K
$10,896
$30–48K
$11,487
$48–75K
$14,346
$75–110K
$17,882
$110K+
$18,654

Averages within each income band; individual aid packages vary.

Overall average annual net price: $12,030. After grants and scholarships, including living costs. Source and coverage.

For the average aid recipient, the difference between published cost and average net price is $17,734. Aid covers about 60% of the published cost for the average aid recipient.

In its 2024-25 Common Data Set, the university reported an average 66% of need met among first-year aid recipients with need. Average need-based grants were $17,034, and average packages were $19,832.

Of 667 first-year students determined to have financial need, 40 had need fully met. In the 2024-25 academic year, merit aid went to 33 first-year students and averaged $10,832.

Across the income bands, average net prices are $10,896, $11,487, $14,346, $17,882, and $18,654, from the lowest to highest band. Lower prices at lower family incomes show a pattern of more aid directed toward those bands, not an individual aid promise.

The published cost of attendance at Bethune-Cookman University is $29,764, so aid makes a large difference to the price families face. Average net price, what aid recipients pay after grants and scholarships, is $10,896 for the lowest family-income band, $11,487 for the lower-middle band, $14,346 for the middle band, $17,882 for the upper-middle band, and $18,654 for the highest band.

The spread between the lowest and highest bands is $7,758. Azimuth ranks the university #655 for affordability among nonprofit four-year institutions.

Aid covers about 60% of the published cost for the average aid recipient, an average offset of $17,734. Across aid recipients, the average net price is $12,030, alongside published tuition and fees of $14,794 and room and board of $10,396.

That average net price is $15,341 below the peer median of $27,371 at comparable institutions (same type and size). The aid offset and lower peer price point in the same direction.

For borrowers who completed, median federal student loan debt is $31,000, and 92.8% of federal aid recipients borrow federal loans. The peer median debt is $24,199 at comparable institutions (same type and size), putting the university $6,801 above that figure.

That debt corresponds to an estimated payment of $352 a month if repaid over ten years. Median Parent PLUS borrowing is $29,770.

Student loans: what does repayment look like?

Median federal student loan debt for borrowers who complete is $31,000. Nearly all undergraduates borrow through federal programs: the borrower share is 92.8%.

That median sits $6,801 above the peer median of $24,199 for comparable institutions (same type and size). Median Parent PLUS borrowing, a separate parent-borrower population, is $29,770.

In its 2024-25 Common Data Set, the university reported that 82% of graduates borrowed from any source, including 81% with federal loans averaging $29,686. Average cumulative borrowing was $32,105 per borrower. Private loans averaged $21,886 among the 10% of graduates who held them.

For Bethune-Cookman University, the investment picture pairs low earnings four years after completion with earnings that exceed expectation. Federally aided completers who are working and not enrolled earn median earnings of $46,007 four years after completion.

Azimuth places that earnings figure in the 11th percentile among nonprofit four-year institutions. Earnings beyond expectations, the gap between what graduates earn and what the model expects for similar students, offer a separate measure.

Graduates earn about $2,099 more than the model expects for similar students. Azimuth places that measure in the 63rd percentile among nonprofit four-year institutions.

Earnings scenarios put earnings at $34,284 in a downside case, $46,007 in a typical case, and $63,744 in an upside case. Median federal debt of $31,000 is $6,801 above the $24,199 peer median for comparable institutions (same type and size).

That debt corresponds to an estimated payment of $352 a month if repaid over ten years. The return picture is mixed: earnings exceed the model, but the debt comparison is less favorable.

Parent borrowers have median Parent PLUS borrowing of $29,770, a separate population from student federal-loan borrowers. For borrowers with median federal student debt, that debt corresponds to an estimated payment of $352 a month if repaid over ten years.

Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.

Parent loans: what can the family afford?

How Parent PLUS borrowing affects families

Median Parent PLUS debt
$29,770
Estimated parent payment
$378/mo
Modeled Parent PLUS pressure by income
IncomeRisk level
$35,000High pressure
$50,000High pressure
$75,000High pressure
$100,000Caution
$150,000Safe
$200,000Safe

The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.

Student and parent loans: the monthly payments

Financial GPS

What does repayment look like?

Institution median student debt
$31,000
Institution Parent PLUS debt
$29,770

Federal loans only; private or institutional loans aren’t included.

Estimated student payment · monthly
$352/mo
Estimated Parent PLUS payment · monthly
$378/mo
Modeled student + parent payments
$730/mo

Payments use school-wide median balances, not a specific major’s.

Student payment as a share of available income

At median graduate earnings of $46,007, with a $22,590 annual allowance for basic expenses:

18.0% of income above the allowance · Concerning

  1. Excellent Under 8%
  2. Good 8–under 12%
  3. Concerning 12–20% · selected scenario
  4. High risk Over 20%
How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

Read the framework and its limits.

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

Explore your own numbers in Financial GPS

Data & methodology

Sources and reporting periods: methodology.

Analysis and methodology by Daniel Rogers, founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. About College Azimuth.

Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.