Binghamton University's published cost of attendance is $30,345, but need-based aid reshapes that figure meaningfully across income levels. Low-income families pay approximately $12,171 per year in net price, middle-income families see annual costs around $20,347, and higher-income families pay approximately $28,475.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $30,345 |
| Tuition and Fees | $30,447 |
| Room and Board | $18,809 |
| Books and Supplies | $1,000 |
| Average Financial Aid (Grants and Scholarships) | -$8,725 |
| Average Net Price (What Families Pay) | $21,620 |
| Family Income | Net Price |
|---|---|
| $0–30k | $12,171 |
| $30–48k | $15,281 |
| $48–75k | $20,347 |
| $75–110k | $23,533 |
| $110k+ | $28,475 |
Binghamton University's published cost of attendance is $30,345, but need-based aid reshapes that figure meaningfully across income levels. Low-income families pay approximately $12,171 per year in net price, middle-income families see annual costs around $20,347, and higher-income families pay approximately $28,475. Azimuth ranks Binghamton University #582 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each group pay more and some pay less than the figures shown. Binghamton's public-tuition structure and broad financial aid reach help keep costs relatively predictable across income levels. Families apply for need-based aid through the FAFSA, and the university participates in federal, state, and institutional aid programs. New York State residents may also benefit from state grant programs that can further reduce net price for qualifying families, though individual eligibility varies. The gap between sticker price and what families actually pay can be larger than it first appears, and Binghamton's aid structure reflects the advantages of a public flagship model. Median federal student loan debt at graduation is $18,500, and families using Parent PLUS borrow a median of $27,270; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $80,304, median federal debt of $18,500 projects to a monthly payment of about $209 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Binghamton University earn median earnings of $80,304 four years after enrollment, placing Binghamton University in the 86.7 percentile for median earnings four years after enrollment among nonprofit four-year institutions. That figure runs above the $65,228 median at comparable institutions (same control and size band). Graduates earn about $2,422 more than similar students at comparable institutions, placing the university in the 68.0 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Binghamton University #238 for return on investment among nonprofit four-year institutions. The earnings pattern at Binghamton University reflects a program mix anchored in Biological Sciences, which accounts for 14% of degrees, followed by Business at 14% and Engineering at 8%. Biology, General combines large cohort scale with strong pay, making it a key contributor to the university's overall return profile. Azimuth ranks Biology, General #32 nationally among nonprofit four-year institutions for median earnings four years after enrollment per the , with 443 graduates earning median earnings of $66,816. The Economics program graduates 333 students with median earnings of $81,040, and Azimuth ranks Psychology, General #20 nationally among nonprofit four-year institutions for median earnings four years after enrollment, with 310 graduates earning $67,249. Further down the lineup, Neurobiology and Neurosciences and Mathematics round out the top programs, graduating 237 and 175 students respectively with median earnings of $77,478 and $82,492 four years after enrollment.
