Bluffton University's published cost of attendance is $51,862. Net price by income band reflects the institution's need-based aid structure: low-income families pay approximately $16,363, middle-income families pay around $18,469, and higher-income families pay approximately $26,321.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $51,862 |
| Tuition and Fees | $37,362 |
| Room and Board | $12,220 |
| Books and Supplies | $1,600 |
| Average Financial Aid (Grants and Scholarships) | -$31,919 |
| Average Net Price (What Families Pay) | $19,943 |
| Family Income | Net Price |
|---|---|
| $0–30k | $16,363 |
| $30–48k | $16,689 |
| $48–75k | $18,469 |
| $75–110k | $21,233 |
| $110k+ | $26,321 |
Bluffton University's published cost of attendance is $51,862. Net price by income band reflects the institution's need-based aid structure: low-income families pay approximately $16,363, middle-income families pay around $18,469, and higher-income families pay approximately $26,321. Azimuth ranks Bluffton University #1002 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Bluffton University participates in federal (Pell Grants, Direct Loans), state, and institutional aid programs. Families apply for need-based aid using the FAFSA, and the institution works to close the gap between published cost and what families actually pay through a combination of grants and scholarships. The affordability rank reflects both the headline sticker price and the net price outcomes students and families experience after aid is applied. Median federal student loan debt at graduation is $27,000, and families using Parent PLUS borrow a median of $43,100; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $49,053, median federal debt of $27,000 projects to a monthly payment of about $305 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use Azimuth's Financial GPS tool.
How much students borrow and whether debt is manageable given outcomes.
Debt is moderate relative to earnings. Manageable for most graduates, but higher-debt borrowers should plan carefully.
How cost compares to graduate earnings and value added.
Graduates of Bluffton University earn median 4-year earnings of $49,053, placing Bluffton University in the 9.8 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $12,605 less than similar students at comparable institutions, placing Bluffton University in the 14.8 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Bluffton University #1287 for return on investment among nonprofit four-year institutions. The earnings pattern centers on Business and professional fields. Business Administration is the largest program with 26 graduates earning median 4-year earnings of $57,308, performing at 0.8x the national benchmark for the field. The Accounting program graduates 15 students earning $62,315, while Kinesiology and Special Education and Teaching round out the core program portfolio with 14 and 11 graduates respectively. These programs reflect Bluffton University's focus on career-ready fields that connect directly to regional and national labor markets.