Cost & financial aid brief
Brigham Young University Tuition, Costs & Financial Aid
How much does Brigham Young University cost after financial aid?
At Brigham Young University, a private nonprofit university in Provo, Utah, aid covers about 31% of the published cost for the average aid recipient. The pattern across income bands is one of relatively flat net prices.
Average net prices range from $10,444 in the lowest income band to $20,542 in the highest. The middle bands sit close together, with families earning $30,001–$48,000 averaging $10,112 and those earning $48,001–$75,000 averaging $13,062.
That spread shows a pricing structure where the net cost stays within a narrow range as income increases. The average net price for the highest band is roughly double the lowest.
The published cost of attendance at Brigham Young University is $22,690. Azimuth ranks the university #85 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $10,444, for those earning $48,001 to $75,000 it is $13,062, and for those earning over $110,000 it is $20,542. The spread between the lowest and highest bands is $10,098.
Grants and scholarships save the average aid recipient $7,126 against the sticker price, bringing the overall average net price to $15,564. That is $20,647 below the $36,211 median for comparable institutions (same type and size).
Tuition and fees are $6,688. Borrowers who finish carry a median of $11,069 in federal student loans, $12,099 below the peer median of $23,168.
About 47.4% of federal aid recipients take federal loans. Parents who borrow through Parent PLUS hold a separate median of $9,699.
If repaid over ten years, the median federal debt corresponds to an estimated payment of $126 a month.
Student loans: what does repayment look like?
Completing borrowers at Brigham Young University hold median federal debt of $11,069. That median runs below the $23,168 figure for comparable institutions (same type and size), a gap of $12,099.
About 47.4% of federal aid recipients take out federal loans. Parent borrowers show a median Parent PLUS loan of $9,699, a separate population.
In its 2025-26 Common Data Set, the university reported borrowing among 5,343 bachelor's graduates who started as first-time students. 22% of graduates borrowed from any source, averaging $16,031 per borrower, including 22% who took federal loans and averaged $15,622 and 1% who took private loans and averaged $10,097.
The median earnings for Brigham Young University graduates reach $77,018 four years after completion; Azimuth places that level in the 85th percentile among nonprofit four-year institutions. That figure sits below the $83,615 median at comparable institutions (same type and size), a gap of $6,597.
The earnings cohort includes 4,961 completers. Graduates earn about $9,906 more than expects for similar students, a result in the 83rd percentile among nonprofit four-year institutions.
Earnings scenarios derived from the university's program mix run from a downside of $41,973 to an upside of $112,866, with a typical scenario of $77,018. Against those figures, median federal debt is $11,069, below the $23,168 median for comparable institutions (same type and size).
If repaid over ten years, the median federal debt carries a monthly payment of $126.
Median Parent PLUS borrowing, a separate parent-borrower population, is $9,699. The estimated monthly student payment if repaid over ten years is $126.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $9,699
- Estimated parent payment
- $123/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | Caution |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $11,069
- Institution Parent PLUS debt
- $9,699
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $126/mo
- Estimated Parent PLUS payment · monthly
- $123/mo
- Modeled student + parent payments
- $249/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $77,018, with a $22,590 annual allowance for basic expenses:
2.8% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.