Cost & financial aid brief
Capitol Technology University Tuition, Costs & Financial Aid
How much does Capitol Technology University cost after financial aid?
Aid covers about 48% of the published cost for the average aid recipient. The sticker-to-net gap is $20,369.
The pattern across income bands is not a straight line. The lowest band averages $19,682, while the middle band ($48,001–$75,000) averages $15,161 — the lowest of the five.
The highest band averages $25,778, and the spread between the two ends is $6,096. That spread describes a pricing structure where the middle bands see the deepest discounting, rather than a simple low-to-high gradient.
The figures are averages within each band, not what any particular family will pay.
The published cost of attendance is $42,471. Azimuth ranks Capitol Technology University #666 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $19,682, for those earning $48,001 to $75,000 it is $15,161, and for those earning over $110,000 it is $25,778. The spread between the lowest and highest bands is $6,096.
Aid covers about 48% of the published cost for the average aid recipient, bringing the average net price across all bands to $22,102. That is $245 below the $22,347 median for comparable institutions (same type and size).
Borrowers who complete a degree carry a median of $20,264 in federal student loans, $4,736 below the $25,000 peer median. 81.7% of federal aid recipients take federal loans.
Parents who borrow through Parent PLUS hold a separate median of $24,038. If repaid over ten years, the median federal student debt corresponds to an estimated payment of $230 a month.
Student loans: what does repayment look like?
Federal-loan borrowers who complete a degree at Capitol Technology University carry a median of $20,264. That is $4,736 below the $25,000 median for comparable institutions (same type and size).
About 81.7% of federal aid recipients take federal loans. Parents who borrow through the Parent PLUS program hold a separate median of $24,038.
Four years after completing a degree, federally aided graduates of Capitol Technology University who are working and not enrolled earn a median of $104,028. That figure sits in the 97th percentile among nonprofit four-year institutions.
Graduates earn about $31,692 more than expects for similar students. That result is at the 99th percentile.
Earnings scenarios, estimated from the university's program mix, range from $85,063 on the downside to $104,208 on the upside, with a typical scenario of $104,028. The median federal debt of $20,264 is $4,736 below the peer median, and corresponds to an estimated payment of $230 a month if repaid over ten years.
For the separate population of parent borrowers, median Parent PLUS borrowing is $24,038. For student borrowers, that debt corresponds to an estimated payment of $230 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $24,038
- Estimated parent payment
- $305/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Caution |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $20,264
- Institution Parent PLUS debt
- $24,038
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $230/mo
- Estimated Parent PLUS payment · monthly
- $305/mo
- Modeled student + parent payments
- $535/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $104,028, with a $22,590 annual allowance for basic expenses:
3.4% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.