Cost & financial aid brief
Clemson University Tuition, Costs & Financial Aid
How much does Clemson University cost after financial aid?
Aid covers about 36% of the published cost for the average aid recipient, but the size of that reduction differs across family incomes. Average net prices range from $13,607 in the lowest income band to $27,922 in the highest, a spread of $14,315 between the two ends.
In its 2024-25 Common Data Set, the university reported that for the 2024-25 academic year, 2,126 first-year students were determined to have financial need. Of those, 237 had that need fully met.
Among aided students with need, the average share of need met was 49%, with an average need-based grant of $13,154 and an average package of $14,186. The university also awarded merit aid to 1,090 first-year students, averaging $4,905.
The pattern across income bands shows lower average net prices at lower incomes, though the spread is moderate.
A published cost of attendance of $35,015 is the starting point before grants and scholarships. For aid recipients, average net price, what aid recipients pay after grants and scholarships, is $13,607 in the lowest family-income band, $14,109 in the lower-middle band, $18,851 in the middle band, $24,833 in the upper-middle band, and $27,922 in the highest family-income band.
The spread between the lowest and highest bands is $14,315. Azimuth ranks Clemson University #805 for affordability among nonprofit four-year institutions.
For the average aid recipient, aid covers about 36% of the published cost, or average savings of $12,762. The overall average net price is $22,253, which is $6,619 above the peer median, the middle value for comparable institutions (same type and size), of $15,634.
Published in-state tuition is $15,554, out-of-state tuition is $40,866, and room and board is $13,284. The higher overall price than comparable institutions sits alongside aid that offsets part of the published cost.
Among federal-loan borrowers who complete, median federal student loan debt is $21,500, and 91.2% of federal aid recipients borrow federal loans. That median is $1,424 above the $20,076 peer median for comparable institutions (same type and size).
That debt corresponds to an estimated payment of $244 a month if repaid over ten years. Median Parent PLUS borrowing is $35,463.
Student loans: what does repayment look like?
Borrowing is widespread at Clemson University: federal loans are used by 91.2% of federal aid recipients. Among completers with federal loans, median federal student loan debt is $21,500.
At comparable institutions (same type and size), the peer median is $20,076, placing the university's median $1,424 above it. Separate parent borrowers have median Parent PLUS borrowing of $35,463.
In its 2024-25 Common Data Set, the university reported that 44% of graduates borrowed from any source, averaging $35,392 in cumulative borrowing. Its figures include 42% of graduates with federal loans, whose average cumulative borrowing was $19,847.
They also include 15% of graduates with private loans, whose average cumulative borrowing was $47,984.
At Clemson University, the investment picture is mixed: graduates out-earn their peers, but the earnings fall short of what expects for similar students. Federally aided graduates who are working and not enrolled earn a median of $75,142 four years after completion, placing the university at the 84th percentile nationally.
That is $9,532 above the $65,610 median for comparable institutions (same type and size). However, graduates earn about $8,474 less than the model expects for similar students, an outcome at the 23rd percentile.
Earnings scenarios, estimated from the program mix, range from $52,284 in a downside case to $94,446 in an upside case, with $75,142 as the typical outcome. Borrowers who finish carry a median of $21,500 in federal student loans, $1,424 above the peer median.
If repaid over ten years, that debt corresponds to an estimated payment of $244 a month.
For Parent PLUS parent borrowers, median borrowing is $35,463. Median federal student debt corresponds to an estimated payment of $244 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $35,463
- Estimated parent payment
- $451/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $21,500
- Institution Parent PLUS debt
- $35,463
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $244/mo
- Estimated Parent PLUS payment · monthly
- $451/mo
- Modeled student + parent payments
- $695/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $75,142, with a $22,590 annual allowance for basic expenses:
5.6% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.