Cost varies significantly by family income. Use the breakdown below to estimate your net price.
Cost Calculator
What You'll Pay at Concordia University-Chicago
Select your family income to see your estimated cost
The Cost Formula
Tuition
$37K
+
Room
$12K
+
Books
$1,200
=
Sticker Price
$45,383
$37K+$12K+$1,200=$45,383
Your Family Income
Sticker
$45,383
−
Your Aid
$29,615
=
Net Price
$15,768
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Concordia University-Chicago Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$45,383
Tuition and Fees
$37,488
Room and Board
$11,510
Books and Supplies
$1,200
Average Financial Aid (Grants and Scholarships)
-$26,947
Average Net Price (What Families Pay)
$18,436
Concordia University-Chicago Net Price by Family Income Level
Family Income
Net Price
$0–30k
$16,795
$30–48k
$16,397
$48–75k
$15,768
$75–110k
$20,046
$110k+
$23,907
Understanding Your Aid Package
Concordia University-Chicago has a sticker price of $45,383 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $45,383/year
Average aid: $26,947 in grants & scholarships
$48–75K families pay: ~$15,768/year
Low-income families: Pay ~$16,795/year
46% of students receive Pell Grants
Financial Aid Profile
💰
46%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
39%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$23,000
Range (25th–75th)$7,250 – $25,961
Median Parent PLUS Loans$18,968
Debt Manageability
0.32x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$54,089
Earnings Growth
+22%
6 → 10 years post-graduation
Value Added
+$17,122
94th percentile among peers
Earnings Range (10yr post-graduation)
$36,112
25th %ile
$75,178
75th %ile
Frequently Asked Questions about Concordia University-Chicago Cost & Financial Aid
Concordia University-Chicago's published tuition is $45,383 per year. However, after financial aid, the average student pays $15,768—a difference of $29,615.
Families earning under $30,000 pay an average net price of $16,795 at Concordia University-Chicago. 46% of students receive Pell Grants.
Concordia University-Chicago offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Concordia graduates is $23,000, resulting in estimated monthly payments of $244 over 10 years.
Even families earning over $110,000 pay an average net price of $23,907 at Concordia—still $21,476 less than the sticker price. Most families qualify for some form of aid.
