Cost & financial aid brief
Florida International University Tuition, Costs & Financial Aid
How much does FIU cost after financial aid?
At Florida International University, the published sticker price of $21,462 shrinks to an average net price of $9,288 for aid recipients, a reduction of $12,174. Aid covers about 57% of the published cost for the average aid recipient.
That average masks a steep income gradient. Families earning under $30,000 face an average net price of $7,003, while those in the $75,001–$110,000 band see $14,568 and families earning over $110,000 average $18,200.
The spread between the lowest and highest bands is $11,197, a pattern that concentrates the largest discounts on the lowest-income families. The university's average net price runs below the median of $15,634 for comparable institutions (same type and size) by $6,346.
Azimuth ranks Florida International University #79 for affordability among nonprofit four-year institutions.
Florida International University publishes a cost of attendance of $21,462. For families earning under $30,000, the average net price is $7,003, rising to $10,925 for the $48,001–$75,000 band and $18,200 for families earning over $110,000.
The spread between the lowest and highest bands is $11,197. Azimuth ranks Florida International University #79 for affordability among nonprofit four-year institutions.
Aid covers about 57% of the published cost for the average aid recipient, an average offset of $12,174. The average net price across all aid recipients is $9,288, which is below the peer median of $15,634 for comparable institutions (same type and size) by $6,346.
The median federal student debt at completion is $16,500, with about 59.8% of federal aid recipients borrowing. That median is below the peer median of $20,076 for comparable institutions by $3,576.
Median Parent PLUS borrowing stands at $13,610. If repaid over ten years, the estimated monthly payment for a graduate with the median federal debt is $188.
For personalized scenarios that include Parent PLUS, see the Financial GPS tool.
Student loans: what does repayment look like?
The median federal student debt at Florida International University is $16,500 for borrowers who complete a degree. About 59.8% of federal aid recipients take federal loans.
Compared with the $20,076 median at comparable institutions (same type and size), the university's median is below by $3,576. For a separate population of parent borrowers, the median Parent PLUS loan is $13,610.
Graduates of Florida International University earn a median of $62,192 four years after completion, a figure in the 57th percentile among nonprofit four-year institutions. They earn about $2,562 more than expects for similar students, an outcome that falls in the 64th percentile among nonprofit four-year institutions.
Earnings scenarios based on the university's program mix show a typical earnings level of $62,192, a downside scenario of $47,215, and an upside scenario of $83,115. Borrowers finish with a median federal debt of $16,500, which is below the $20,076 median for comparable institutions (same type and size).
If repaid over ten years, that debt implies an estimated monthly payment of $188.
Median Parent PLUS borrowing, a separate parent-borrower population, is $13,610. The estimated monthly student payment if repaid over ten years is $188.
For a personalized family cost analysis, use the Financial GPS tool.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $13,610
- Estimated parent payment
- $173/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | Caution |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Federal student and Parent PLUS borrowing figures do not capture all private education loans. A federal balance therefore should not be described as a family’s complete borrowing total.
Annual loan awards in a Common Data Set, when available, answer a different question from accumulated borrower debt. Compare amounts only after identifying the loan type, reporting period and population; annual school-wide awards cannot be added to a median borrower balance.
Data & methodology
A missing figure does not mean zero. Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.