Cost & financial aid brief
Fordham University Tuition, Costs & Financial Aid
How much does Fordham University cost after financial aid?
The sticker-to-net gap at Fordham is substantial: aid covers about 46% of the published cost for the average aid recipient, bringing the average net price to $44,338. The pricing pattern across income bands shows aid concentrated on lower-income families.
The lowest-income band (under $30,000) averages $32,474, while the highest band (over $110,000) averages $52,228, a spread of $19,754. The middle bands move from $31,657 for the $30,001–$48,000 band to $37,313 for the $48,001–$75,000 band and $42,030 for the $75,001–$110,000 band.
The lowest-band average sits below the overall average, a pattern that coincides with larger discounts flowing to lower-income bands. Still, even the lowest-band net price remains above the peer median, which reflects the affordability challenge that defines this pillar for the university.
Fordham University publishes a cost of attendance of $82,762, an average across living arrangements. Its tuition and fees are $64,915 and room and board are $24,090.
After grants and scholarships, the average net price—what aid recipients actually pay—varies sharply by family income. For families earning under $30,000, the average net price is $32,474; for the middle band ($48,001–$75,000) it is $37,313; and for families earning over $110,000 it is $52,228.
The spread between the lowest and highest bands is $19,754. Azimuth ranks the university #1,368 for affordability among nonprofit four-year institutions.
Aid covers about 46% of the published cost for the average aid recipient, an offset of $38,424. The average net price across all aid recipients is $44,338, which sits above the peer median of $36,211 for comparable institutions (same type and size) by $8,127.
That gap means Fordham's overall net price is higher than the middle value for its peers. Among federal-loan borrowers who completed, the median federal student debt is $24,300, with about 88.5% of federal aid recipients taking federal loans.
That debt is above the peer median of $23,168 by $1,132, close to comparable institutions. If repaid over ten years, the estimated monthly payment is $276.
Parents who borrow through Parent PLUS carry a separate median of $37,095.
Student loans: what does repayment look like?
Federal borrowing is the norm at Fordham University: 88.5% of federal aid recipients take federal loans, and among those who complete a degree the median federal student debt is $24,300. That median is nearly identical to the $23,168 median at comparable institutions (same type and size), sitting just above by $1,132.
Parent borrowers, a separate population, hold a median Parent PLUS loan of $37,095.
The return pillar at Fordham University is its strongest, anchored by a median earnings figure of $84,203 four years after completion. That figure sits in the 92nd percentile among nonprofit four-year institutions.
Graduates earn about $725 more than expects for similar students, effectively at the expected level, an outcome in the 57th percentile nationally. Earnings scenarios from the university's program mix show a typical earnings level that matches the observed median, alongside a downside scenario of $60,999 and an upside scenario of $119,134.
The median federal student debt at completion is $24,300, which is above the peer median of $23,168 for comparable institutions (same type and size) by $1,132. That debt corresponds to an estimated payment of $276 a month if repaid over ten years.
Median Parent PLUS borrowing, a separate parent-borrower population, is $37,095. The estimated monthly student payment if repaid over ten years is $276.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $37,095
- Estimated parent payment
- $471/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $24,300
- Institution Parent PLUS debt
- $37,095
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $276/mo
- Estimated Parent PLUS payment · monthly
- $471/mo
- Modeled student + parent payments
- $747/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $84,203, with a $22,590 annual allowance for basic expenses:
5.4% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.