Despite a high sticker price, this school is affordable for many families due to generous need-based aid. Strong support for lower-income students.
Cost Calculator
What You'll Pay at Frostburg State University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$26K
+
Room
$13K
+
Books
$1,500
=
Sticker Price
$27,056
$26K+$13K+$1,500=$27,056
Your Family Income
Sticker
$27,056
−
Your Aid
$11,347
=
Net Price
$15,709
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Frostburg State University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$27,056
Tuition and Fees
$25,814
Room and Board
$12,932
Books and Supplies
$1,500
Average Financial Aid (Grants and Scholarships)
-$10,341
Average Net Price (What Families Pay)
$16,715
Frostburg State University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$12,129
$30–48k
$12,240
$48–75k
$15,709
$75–110k
$19,727
$110k+
$23,297
Understanding Your Aid Package
Frostburg State University has a sticker price of $27,056 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $27,056/year
Average aid: $10,341 in grants & scholarships
$48–75K families pay: ~$15,709/year
Low-income families: Pay ~$12,129/year
32% of students receive Pell Grants
Financial Aid Profile
💰
32%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
36%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$21,105
Range (25th–75th)$6,500 – $25,485
Median Parent PLUS Loans$21,004
Debt Manageability
0.36x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$55,493
Earnings Growth
+27%
6 → 10 years post-graduation
Value Added
+$-4,786
37th percentile among peers
Earnings Range (10yr post-graduation)
$37,071
25th %ile
$77,104
75th %ile
Frequently Asked Questions about Frostburg State University Cost & Financial Aid
Frostburg State University's published tuition is $27,056 per year. However, after financial aid, the average student pays $15,709—a difference of $11,347.
Families earning under $30,000 pay an average net price of $12,129 at Frostburg State University. 32% of students receive Pell Grants.
Frostburg State University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Frostburg graduates is $21,105, resulting in estimated monthly payments of $224 over 10 years.
Even families earning over $110,000 pay an average net price of $23,297 at Frostburg—still $3,759 less than the sticker price. Most families qualify for some form of aid.
