Cost & financial aid brief
George Washington University Tuition, Costs & Financial Aid
How much does GWU cost after financial aid?
In its 2025-26 Common Data Set, the university reported that, in the 2025-26 academic year, first-year aid recipients with need had an average 91% of need met. Their average need-based grant was $43,676, and their average need-based aid package was $64,025.
The university counted 1,264 first-year students determined to have need and 1,096 whose need was fully met. It also reported, in the 2025-26 academic year, 617 first-year students receiving merit aid averaging $25,357.
For the average aid recipient, aid covers about 56% of the published cost, leaving a sticker-to-net gap of $47,270. The income-band figures place the two lower-income bands at lower average net prices than the middle and upper bands.
This is a pattern of aid targeting by family income rather than an individual package guarantee.
The published cost of attendance at George Washington University is $83,856 (an average across living arrangements). Azimuth ranks the university #1,260 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $17,440, for those earning $48,001 to $75,000 it is $22,080, and for those earning over $110,000 it is $55,337. The spread between the lowest and highest bands is $37,897.
The average aid recipient sees $47,270 in savings against the published cost, leaving an average net price of $36,586 across all income bands. That is $375 above the $36,211 median for comparable institutions (same type and size).
Tuition and fees alone are $67,710. Borrowers who complete a degree carry a median of $20,449 in federal student loans, which is $2,719 below the peer median of $23,168.
92.8% of federal aid recipients take federal loans. Parents who borrow through the Parent PLUS program hold a separate median of $30,881.
If repaid over ten years, the median federal student debt corresponds to an estimated payment of $232 a month.
Student loans: what does repayment look like?
George Washington University’s median federal student loan debt is below the comparable-institution benchmark, though federal borrowing is common among undergraduates. 92.8% of federal aid recipients take federal loans, and borrowers who complete have median federal student loan debt of $20,449.
The peer median, the middle value for comparable institutions (same type and size), is $23,168, placing the university $2,719 below it. For the separate parent-borrower population, median Parent PLUS borrowing is $30,881.
In its 2025-26 Common Data Set, the university reported that 32% of graduates borrowed from any source, including 31% with federal loans. Average cumulative borrowing per borrower was $34,685, with average federal borrowing of $19,173.
Graduates earn about $11,856 more than expects for similar students. That measure, earnings beyond expectations—the gap between what graduates earn and what the model expects for similar students—sits in the 86th percentile, according to Azimuth among nonprofit four-year institutions.
At George Washington University, federally aided completers who are working and not enrolled have median earnings of $95,967 four years after completion, in the 96th percentile among nonprofit four-year institutions. The downside earnings scenario is $67,671, and the upside scenario is $111,369; the typical scenario matches the observed median.
These are scenarios based on the program mix, rather than earnings for separate observed groups. Median federal student loan debt at completion is $20,449.
The peer median is $23,168, the middle value for comparable institutions (same type and size). It is $2,719 below that benchmark.
That debt corresponds to an estimated payment of $232 a month if repaid over ten years. Higher-than-expected earnings and debt below the peer median point in the same direction.
Among the separate population of Parent PLUS borrowers, median borrowing is $30,881. For student borrowers, that debt corresponds to an estimated payment of $232 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $30,881
- Estimated parent payment
- $392/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $20,449
- Institution Parent PLUS debt
- $30,881
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $232/mo
- Estimated Parent PLUS payment · monthly
- $392/mo
- Modeled student + parent payments
- $624/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $95,967, with a $22,590 annual allowance for basic expenses:
3.8% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.