Grace College and Theological Seminary's published cost of attendance is $41,838. Net price by income band varies meaningfully across the student population: low-income families pay approximately $10,998, middle-income families pay around $17,103, and higher-income families pay approximately $26,884.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $41,838 |
| Tuition and Fees | $31,200 |
| Room and Board | $10,980 |
| Books and Supplies | $1,000 |
| Average Financial Aid (Grants and Scholarships) | -$21,906 |
| Average Net Price (What Families Pay) | $19,932 |
| Family Income | Net Price |
|---|---|
| $0–30k | $10,998 |
| $30–48k | $12,459 |
| $48–75k | $17,103 |
| $75–110k | $22,963 |
| $110k+ | $26,884 |
Grace College and Theological Seminary's published cost of attendance is $41,838. Net price by income band varies meaningfully across the student population: low-income families pay approximately $10,998, middle-income families pay around $17,103, and higher-income families pay approximately $26,884. Azimuth ranks Grace College and Theological Seminary #567 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Grace College participates in federal need-based aid programs, including Pell Grants and Direct Loans, alongside institutional aid. Families apply for aid using the FAFSA, and the college works to bridge the gap between sticker price and what families actually pay through a combination of need-based scholarships and grants. Median federal student loan debt at graduation is $19,500, and families using Parent PLUS borrow a median of $31,412; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $49,126, median federal debt of $19,500 projects to a monthly payment of about $220 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Grace College and Theological Seminary earn median 4-year earnings of $49,126, placing the institution in the 9.8 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $9,274 less than similar students at comparable institutions, placing Grace College and Theological Seminary in the 22.7 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Grace College and Theological Seminary #1231 for return on investment among nonprofit four-year institutions. The earnings pattern centers on Business and related professional fields. Psychology, General is the largest program with 30 graduates earning median 4-year earnings of $44,424, performing at 0.9x the national benchmark for the field. The Business Administration program graduates 26 students with median 4-year earnings of $66,597, also performing at 1.0x the benchmark. Bible/Biblical Studies and Kinesiology round out the largest programs, with Kinesiology graduates earning median 4-year earnings of $42,123 at 0.8x the national benchmark. The Criminal Justice program graduates 18 students earning median 4-year earnings of $42,932, performing at 0.8x the benchmark for the field.
