Grace College And Theological Seminary Cost & Financial Aid
Affordability Summary
Despite a high sticker price, this school is affordable for many families due to generous need-based aid. Strong support for lower-income students.
Cost Calculator
What You'll Pay at Grace College And Theological Seminary
Select your family income to see your estimated cost
The Cost Formula
Tuition
$31K
+
Room
$11K
+
Books
$1,000
=
Sticker Price
$41,838
$31K+$11K+$1,000=$41,838
Your Family Income
Sticker
$41,838
−
Your Aid
$24,735
=
Net Price
$17,103
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Grace College And Theological Seminary Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$41,838
Tuition and Fees
$31,200
Room and Board
$10,980
Books and Supplies
$1,000
Average Financial Aid (Grants and Scholarships)
-$21,906
Average Net Price (What Families Pay)
$19,932
Grace College And Theological Seminary Net Price by Family Income Level
Family Income
Net Price
$0–30k
$10,998
$30–48k
$12,459
$48–75k
$17,103
$75–110k
$22,963
$110k+
$26,884
Understanding Your Aid Package
Grace College And Theological Seminary has a sticker price of $41,838 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $41,838/year
Average aid: $21,906 in grants & scholarships
~$17,103/year
Student Debt & Repayment
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$19,500
Range (25th–75th)$9,000 – $25,994
Median Parent PLUS Loans$31,412
Debt Manageability
0.40x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$45,411
Earnings Growth
+10%
6 → 10 years post-graduation
Value Added
+$-9,274
23th percentile among peers
Earnings Range (10yr post-graduation)
$30,731
25th %ile
$64,018
75th %ile
Frequently Asked Questions about Grace College And Theological Seminary Cost & Financial Aid
Grace College And Theological Seminary's published tuition is $41,838 per year. However, after financial aid, the average student pays $17,103—a difference of $24,735.
Families earning under $30,000 pay an average net price of $10,998 at Grace College And Theological Seminary. 29% of students receive Pell Grants.
Grace College And Theological Seminary offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Grace graduates is $19,500, resulting in estimated monthly payments of $207 over 10 years.
Even families earning over $110,000 pay an average net price of $26,884 at Grace—still $14,954 less than the sticker price. Most families qualify for some form of aid.
