Hardin-Simmons University's published cost of attendance is $45,904. Net price by income band reveals how financial aid reshapes that headline figure: low-income families pay approximately $13,822, middle-income families pay around $17,248, and higher-income families pay approximately $25,639.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $45,904 |
| Tuition and Fees | $32,960 |
| Room and Board | $11,500 |
| Books and Supplies | $1,226 |
| Average Financial Aid (Grants and Scholarships) | -$26,349 |
| Average Net Price (What Families Pay) | $19,555 |
| Family Income | Net Price |
|---|---|
| $0–30k | $13,822 |
| $30–48k | $15,190 |
| $48–75k | $17,248 |
| $75–110k | $18,182 |
| $110k+ | $25,639 |
Hardin-Simmons University's published cost of attendance is $45,904. Net price by income band reveals how financial aid reshapes that headline figure: low-income families pay approximately $13,822, middle-income families pay around $17,248, and higher-income families pay approximately $25,639. Azimuth ranks Hardin-Simmons University #747 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Hardin-Simmons participates in federal need-based aid programs, including Pell Grants and Direct Loans, alongside institutional aid. The institution's aid structure combines need-based grants with merit scholarships for qualifying students. Families apply using the FAFSA to determine eligibility for need-based aid and to understand their expected family contribution. Median federal student loan debt at graduation is $24,711, and families using Parent PLUS borrow a median of $27,661; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $53,769, median federal debt of $24,711 projects to a monthly payment of about $279 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Hardin-Simmons University earn median 4-year earnings of $53,769, placing Hardin-Simmons University in the 13.4 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $1,788 less than similar students at comparable institutions, placing Hardin-Simmons University in the 50.4 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Hardin-Simmons University #1070 for return on investment among nonprofit four-year institutions. The earnings pattern reflects Hardin-Simmons University's concentration in business and professional fields. Business Administration is the largest program with 49 graduates earning median 4-year earnings of $48,112, performing at 0.7x the national benchmark for the field. The Kinesiology program graduates 39 students with median 4-year earnings of $50,560, and Psychology, General delivers median 4-year earnings of $47,423 across 29 graduates. Together, these programs anchor Hardin-Simmons University's return profile and demonstrate how the university's focus on Business translates into competitive early-career outcomes for its graduates.
