Despite a high sticker price, this school is affordable for many families due to generous need-based aid. Strong support for lower-income students.
Cost Calculator
What You'll Pay at Hardin-Simmons University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$33K
+
Room
$12K
+
Books
$1,226
=
Sticker Price
$45,904
$33K+$12K+$1,226=$45,904
Your Family Income
Sticker
$45,904
−
Your Aid
$28,656
=
Net Price
$17,248
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Hardin-Simmons University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$45,904
Tuition and Fees
$32,960
Room and Board
$11,500
Books and Supplies
$1,226
Average Financial Aid (Grants and Scholarships)
-$26,349
Average Net Price (What Families Pay)
$19,555
Hardin-Simmons University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$13,822
$30–48k
$15,190
$48–75k
$17,248
$75–110k
$18,182
$110k+
$25,639
Understanding Your Aid Package
Hardin-Simmons University has a sticker price of $45,904 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $45,904/year
Average aid: $26,349 in grants & scholarships
$48–75K families pay: ~$17,248/year
Low-income families: Pay ~$13,822/year
40% of students receive Pell Grants
Financial Aid Profile
💰
40%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
32%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$24,711
Range (25th–75th)$5,500 – $27,000
Median Parent PLUS Loans$27,661
Debt Manageability
0.46x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$54,771
Earnings Growth
+23%
6 → 10 years post-graduation
Value Added
+$-1,788
50th percentile among peers
Earnings Range (10yr post-graduation)
$37,653
25th %ile
$77,040
75th %ile
Frequently Asked Questions about Hardin-Simmons University Cost & Financial Aid
Hardin-Simmons University's published tuition is $45,904 per year. However, after financial aid, the average student pays $17,248—a difference of $28,656.
Families earning under $30,000 pay an average net price of $13,822 at Hardin-Simmons University. 40% of students receive Pell Grants.
Hardin-Simmons University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Hardin-Simmons graduates is $24,711, resulting in estimated monthly payments of $262 over 10 years.
Even families earning over $110,000 pay an average net price of $25,639 at Hardin-Simmons—still $20,265 less than the sticker price. Most families qualify for some form of aid.
