Harris-Stowe State University Cost & Financial Aid
Affordability Summary
Cost varies significantly by family income. Use the breakdown below to estimate your net price.
Cost Calculator
What You'll Pay at Harris-Stowe State University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$12K
+
Room
$11K
+
Books
$800
=
Sticker Price
$21,493
$12K+$11K+$800=$21,493
Your Family Income
Sticker
$21,493
−
Your Aid
$11,679
=
Net Price
$9,814
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Harris-Stowe State University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$21,493
Tuition and Fees
$11,640
Room and Board
$10,728
Books and Supplies
$800
Average Financial Aid (Grants and Scholarships)
-$11,571
Average Net Price (What Families Pay)
$9,922
Harris-Stowe State University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$9,827
$30–48k
$10,963
$48–75k
$9,814
$75–110k
$8,563
$110k+
$6,238
Understanding Your Aid Package
Harris-Stowe State University has a sticker price of $21,493 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $21,493/year
Average aid: $11,571 in grants & scholarships
$48–75K families pay: ~$9,814/year
Low-income families: Pay ~$9,827/year
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$25,930
Range (25th–75th)$5,320 – $25,325
Median Parent PLUS Loans$12,500
Debt Manageability
0.56x
Debt-to-Earnings Ratio
Debt is moderate relative to earnings. Manageable for most graduates, but higher-debt borrowers should plan carefully.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$31,088
Earnings Growth
+17%
6 → 10 years post-graduation
Value Added
+$13,712
91th percentile among peers
Earnings Range (10yr post-graduation)
$15,173
25th %ile
$46,993
75th %ile
Frequently Asked Questions about Harris-Stowe State University Cost & Financial Aid
Harris-Stowe State University's published tuition is $21,493 per year. However, after financial aid, the average student pays $9,814—a difference of $11,679.
Families earning under $30,000 pay an average net price of $9,827 at Harris-Stowe State University. 74% of students receive Pell Grants.
Harris-Stowe State University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Harris-Stowe graduates is $25,930, resulting in estimated monthly payments of $275 over 10 years.
Even families earning over $110,000 pay an average net price of $6,238 at Harris-Stowe—still $15,255 less than the sticker price. Most families qualify for some form of aid.
