Indiana University-Bloomington's published cost of attendance is $28,801, but need-based aid reshapes what families actually pay across income levels. Low-income families see a net price of approximately $6,324, while middle-income families pay around $12,154, and higher-income families pay approximately $25,128.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $28,801 |
| Tuition and Fees | $41,891 |
| Room and Board | $13,984 |
| Books and Supplies | $1,250 |
| Average Financial Aid (Grants and Scholarships) | -$12,537 |
| Average Net Price (What Families Pay) | $16,264 |
| Family Income | Net Price |
|---|---|
| $0–30k | $6,324 |
| $30–48k | $7,610 |
| $48–75k | $12,154 |
| $75–110k | $20,204 |
| $110k+ | $25,128 |
Indiana University-Bloomington's published cost of attendance is $28,801, but need-based aid reshapes what families actually pay across income levels. Low-income families see a net price of approximately $6,324, while middle-income families pay around $12,154, and higher-income families pay approximately $25,128. Azimuth ranks Indiana University-Bloomington #446 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Indiana University-Bloomington participates in federal, state, and institutional aid programs, including Pell Grants, Direct Loans, and merit-based scholarships. The spread between what low-income and higher-income families pay reflects the university's need-based aid structure, which directs the largest grants toward students with the greatest demonstrated financial need. Families seeking to understand how the net price illusion affects their actual cost should compare their expected family contribution against the income-band figures above rather than anchoring on the sticker price. Median federal student loan debt at graduation is $19,509, and families using Parent PLUS borrow a median of $32,850; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $74,511, median federal debt of $19,509 projects to a monthly payment of about $220 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Indiana University-Bloomington earn median earnings of $74,511 four years after enrollment, placing Indiana University-Bloomington in the 74.8 percentile for median earnings four years after enrollment among nonprofit four-year institutions. That figure runs above the $65,228 median at comparable institutions (same control and size band). Graduates earn about $6,130 more than similar students at comparable institutions, placing the institution in the 79.0 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Indiana University-Bloomington #128 for return on investment among nonprofit four-year institutions. The earnings pattern reflects Indiana University-Bloomington's business-heavy degree mix. Business is the dominant program family, accounting for 29% of graduates, followed by Social Sciences at 5% and Arts at 4%. Business/Commerce, General combines high enrollment with strong pay, making it a key driver of the institution's overall return profile. Azimuth ranks Business/Commerce, General #4 for median earnings four years after enrollment among nonprofit four-year institutions , with 2,132 graduates earning median earnings of $105,583. The Public Administration program graduates 448 students with median earnings of $77,422, and Azimuth ranks Communication and Media Studies #64 for median earnings four years after enrollment among nonprofit four-year institutions, with 436 graduates earning median earnings of $63,855. Further down the lineup, Artificial Intelligence and Kinesiology graduate 416 and 391 students respectively, with median earnings of $98,539 and $68,675 four years after enrollment.
