Indiana University-Kokomo maintains exceptional affordability as a public regional university, with a published cost of attendance of $13,351 per year. This includes $8,179 in-state tuition, with out-of-state students paying $22,043 in tuition, plus $644 for books and supplies.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $11,837 |
| Tuition and Fees | $22,811 |
| Books and Supplies | $1,166 |
| Average Financial Aid (Grants and Scholarships) | -$7,869 |
| Average Net Price (What Families Pay) | $3,968 |
| Family Income | Net Price |
|---|---|
| $0–30k | +$583 (stipend) |
| $30–48k | $-541 |
| $48–75k | $2,375 |
| $75–110k | $9,025 |
| $110k+ | $10,593 |
Indiana University-Kokomo maintains exceptional affordability as a public regional university, with a published cost of attendance of $13,351 per year. This includes $8,179 in-state tuition, with out-of-state students paying $22,043 in tuition, plus $644 for books and supplies. However, the average student pays just $6,276 after financial aid, representing substantial savings of $7,075 from the sticker price. The net price of $6,276 sits $7,817 below the peer median of $14,093, demonstrating exceptional value compared to similar regional public institutions.
This 55% discount from peer pricing positions Indiana University-Kokomo among the most affordable options in its category. Federal financial aid data indicates robust aid distribution, with significant need-based support reducing costs substantially for lower and middle-income families. The combination of reasonable sticker prices and generous aid packaging creates one of the strongest affordability profiles among regional public universities, supporting the institution's 93.8th percentile ranking in affordability performance.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
Indiana University-Kokomo graduates maintain manageable debt levels that support post-graduation financial stability. Median student debt of $16,961 sits well below the peer median of $21,105, representing $4,144 in savings compared to similar institutions.
The debt distribution ranges from $5,500 at the 25th percentile to $23,070 at the 75th percentile, indicating most students graduate with moderate debt burdens. The debt-to-earnings ratio of 0.34 indicates healthy borrowing relative to earning capacity, with annual debt payments representing approximately one-third of first-year post-graduation earnings. At the 82nd percentile nationally for controlled debt levels, Indiana University-Kokomo demonstrates strong performance in limiting student borrowing.
How cost compares to graduate earnings and value added.
Indiana University-Kokomo delivers strong return on educational investment through the combination of controlled costs and earnings that exceed expectations for its student population. Graduates earn $3,467 beyond expectations relative to similar students nationally, ranking at the 69.2nd percentile for value creation despite median earnings around the national average.
The debt-to-earnings ratio of 0.34 indicates sustainable borrowing levels that support rather than burden post-graduation financial progress. With net prices $7,817 below peer institutions and debt levels $4,144 lower than comparable schools, Indiana University-Kokomo provides exceptional value in the regional public university category. The 93.8th percentile affordability ranking reflects this combination of low costs and controlled debt, positioning the institution among the top 7% of colleges nationally for cost management.
Students earn strong returns through manageable investment levels, with earnings beyond expectations indicating effective educational outcomes relative to the student population served. This investment profile particularly benefits first-generation and lower-income students seeking educational advancement without excessive debt burdens.
Indiana University-Kokomo's financial aid strategy focuses heavily on need-based assistance, creating substantial cost reductions for students from lower and middle-income backgrounds. With 34.7% of students receiving Pell grants, well above many regional institutions, the university demonstrates commitment to serving economically diverse populations.
The $7,075 average financial aid savings from the sticker price indicates comprehensive aid packaging that includes federal, state, and institutional resources. The progressive nature of net pricing, from $1,299 for the lowest income families to $11,854 for the highest, shows deliberate aid concentration toward students with the greatest financial need. This approach aligns with the institution's mission as an accessible public university while maintaining affordability even for middle-income families.
Students from families earning up to $75,000 annually can expect net prices well below $10,000, making Indiana University-Kokomo highly affordable across a broad income spectrum. The aid profile supports educational access while maintaining institutional sustainability through modest contributions from higher-income families.
Parent PLUS debt averages $11,718 with monthly payments of $154, representing additional family borrowing for some students. The combination of below-peer debt levels and competitive earnings creates favorable conditions for loan repayment and long-term financial stability for graduates entering the workforce.
