Cost & financial aid brief
La Roche University Tuition, Costs & Financial Aid
How much does La Roche University cost after financial aid?
Financial aid changes the published price substantially for the average recipient, though the pattern differs across family-income bands. The sticker-to-net gap is $26,317, with a published cost of attendance of $47,111 (an average across living arrangements) and an average net price of $20,794.
Aid covers about 56% of the published cost for the average aid recipient. Average net prices are $16,152 in the lowest income band, $15,200 in the next-lowest band, $17,960 in the middle band, $25,120 in the next-highest band, and $27,145 in the highest band.
That distribution shows lower average prices in the lower-income bands and higher average prices in the upper bands, rather than a single price for every aid recipient.
The published cost of attendance at La Roche University is $47,111 (an average across living arrangements), with aid recipients’ prices varying across family-income bands. Average net price, what aid recipients pay after grants and scholarships, is $16,152 for the lowest family-income band, $15,200 for the lower-middle band, $17,960 for the middle band, $25,120 for the upper-middle band, and $27,145 for the highest band.
The spread between the lowest and highest bands is $10,993, a difference between band averages rather than a bill for any one family. Azimuth ranks La Roche University #811 for affordability among nonprofit four-year institutions.
For the average aid recipient, aid covers about 56% of the published cost and offsets $26,317 from the sticker price. Across all aid recipients, the average net price is $20,794, while published tuition and fees are $34,052.
The peer median net price, the middle value for comparable institutions (same type and size), is $22,347; the university sits below that figure by $1,553. Aid offsets and the peer comparison both point toward a lower average price than at comparable institutions.
Federal borrowing is widespread: 94.9% of federal aid recipients borrow federal loans, and borrowers who complete have median federal student loan debt at completion of $25,000. The peer median debt at comparable institutions (same type and size) is $25,000, leaving the university level with peers.
Median Parent PLUS borrowing among parent borrowers is $27,867. The median federal student debt corresponds to an estimated payment of $284 a month if repaid over ten years.
Student loans: what does repayment look like?
Borrowing is widespread at La Roche University, where 94.9% of federal aid recipients take federal loans. For borrowers who complete, median federal student loan debt is $25,000.
That range shows that borrowing among completing federal-loan borrowers varies substantially. The peer median federal debt at comparable institutions (same type and size) is $25,000.
La Roche University’s median is level with that benchmark. The school’s borrowing picture therefore matches its peer benchmark at the median, even though federal borrowing reaches a large share of undergraduates.
For the separate parent-borrower population, median Parent PLUS borrowing is $27,867.
Affordability is the strongest Azimuth pillar for La Roche University, but its return figures give a mixed picture. Federally aided completers who are working and not enrolled have median earnings of $57,880 four years after completion; Azimuth places that figure in the 43rd percentile among nonprofit four-year institutions.
The peer median, the middle value for comparable institutions (same type and size), is $55,915, with La Roche’s earnings $1,965 above that figure. Earnings beyond expectations, the gap between what graduates earn and what expects for similar students, are in the 28th percentile among nonprofit four-year institutions.
Graduates earn about $7,186 less than the model expects for similar students. Earnings scenarios place earnings at $45,807 in a downside case, $57,880 in a typical case, and $72,480 in an upside case.
Median federal student loan debt is $25,000, level with the peer median of $25,000; that debt corresponds to an estimated payment of $284 a month if repaid over ten years. Earnings sit above peers, but they fall below the model’s expectation.
Parent PLUS borrowers, a separate parent-borrower population, have median borrowing of $27,867. For student borrowers, that debt corresponds to an estimated payment of $284 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $27,867
- Estimated parent payment
- $354/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 20.9% | High pressure |
| $100,000 | 9.4% | Caution |
| $150,000 | 4.5% | Safe |
| $200,000 | 2.9% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $25,000
- Institution Parent PLUS debt
- $27,867
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $284/mo
- Estimated Parent PLUS payment · monthly
- $354/mo
- Modeled student + parent payments
- $638/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $57,880, with a $23,940 annual allowance for basic expenses:
10.0% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.