Life Pacific University's published cost of attendance is $35,062. Net price by income band shows modest variation across the income spectrum: low-income families pay approximately $16,786, middle-income families pay around $18,255, and higher-income families pay approximately $25,877.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $35,062 |
| Tuition and Fees | $22,118 |
| Room and Board | $12,190 |
| Books and Supplies | $1,062 |
| Average Financial Aid (Grants and Scholarships) | -$14,164 |
| Average Net Price (What Families Pay) | $20,898 |
| Family Income | Net Price |
|---|---|
| $0–30k | $16,786 |
| $30–48k | $18,984 |
| $48–75k | $18,255 |
| $75–110k | $23,108 |
| $110k+ | $25,877 |
Life Pacific University's published cost of attendance is $35,062. Net price by income band shows modest variation across the income spectrum: low-income families pay approximately $16,786, middle-income families pay around $18,255, and higher-income families pay approximately $25,877. Azimuth ranks Life Pacific University #623 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Life Pacific's aid structure is need-based, with families applying through the FAFSA to determine eligibility for federal, state, and institutional aid. The institution's smaller scale and theological mission shape both the aid portfolio and the student population it serves. Median federal student loan debt at graduation is $22,395, and families using Parent PLUS borrow a median of $17,305; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $47,070, median federal debt of $22,395 projects to a monthly payment of about $253 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
How cost compares to graduate earnings and value added.
Graduates of Life Pacific University earn median 4-year earnings of $47,070, placing the institution in the 8.8 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $7,995 less than similar students at comparable institutions, placing Life Pacific University in the 26.1 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Life Pacific University #1177 for return on investment among nonprofit four-year institutions. These figures represent lifetime returns relative to CA's no-degree-equivalent earnings baseline of $34,672 (the state median earnings of working adults with only a high school credential). The earnings pattern reflects Life Pacific University's concentration in theology and religious studies. Pastoral Counseling and Specialized Ministries is the largest program with 33 graduates earning median 4-year earnings of $52,477, performing at 1.2× the national benchmark for the field. The Behavioral Sciences program graduates 32 students earning $47,612, while Business Administration and Bible/Biblical Studies round out the program portfolio with 7 and 5 graduates respectively. As a faith-based institution with a focused program mix centered on Theology, Life Pacific University serves students pursuing careers in ministry, religious education, and related fields where outcomes align with the institution's mission-driven identity.
