Cost & financial aid brief
Loyola University Chicago Tuition, Costs & Financial Aid
How much does Loyola Chicago cost after financial aid?
Aid covers about 46% of the published cost for the average aid recipient at Loyola University Chicago, but the discount is not spread evenly across family incomes. Average net prices run from $28,992 in the lowest income band to $42,346 in the highest, a spread of $13,354.
The middle bands sit close to the low end: $28,663 for families earning $30,001 to $48,000, $32,432 for $48,001 to $75,000, and $36,853 for $75,001 to $110,000. The highest band, above $110,000, averages $42,346.
That structure means the university's aid targets lower incomes more heavily, while families above $110,000 see a smaller offset against the published cost. The spread is a difference of band averages, not what any one family pays.
The published cost of attendance at Loyola University Chicago is $67,408 (an average across living arrangements). Azimuth ranks the university #1,330 for affordability among nonprofit four-year institutions.
After grants and scholarships, aid recipients in the lowest family-income band (under $30,000) average $28,992, those in the middle band ($48,001–$75,000) average $32,432, and those in the highest band (over $110,000) average $42,346. The spread between the lowest and highest bands is $13,354.
Tuition and fees are $53,710. Aid covers about 46% of the published cost for the average aid recipient, leaving an average net price—what students pay after grants and scholarships—of $36,079 across all bands.
That figure sits $132 below the $36,211 median for comparable institutions (same type and size). Borrowers who finish carry a median of $24,157 in federal student loans, $989 above the peer median of $23,168.
90.2% of federal aid recipients take federal loans. Parents who borrow through Parent PLUS hold a separate median of $54,045.
If repaid over ten years, the median federal student debt corresponds to an estimated payment of $275 a month.
Student loans: what does repayment look like?
At Loyola University Chicago, federal debt at completion sits above the comparable-institution median, but federal borrowing reaches 90.2% of federal aid recipients. Among federal-loan borrowers who completed, median federal student loan debt is $24,157.
Comparable institutions (same type and size) have a peer median of $23,168, making Loyola’s figure $989 above it. For the separate parent-borrower population, median Parent PLUS borrowing is $54,045.
In its 2025-26 Common Data Set, the university reported that 58% of graduates borrowed from any source, averaging $42,570 in cumulative borrowing per borrower. That group included 56% of graduates with federal loans, averaging $25,365. It also included 16% of graduates with private loans, averaging $64,709.
Graduates of Loyola University Chicago earn about $12,022 more than expects for similar students, an outcome in the 87th percentile among nonprofit four-year institutions. Four years after completion, the median earnings for working graduates are $73,865, a figure in the 82nd percentile among nonprofit four-year institutions.
That median is below the $83,615 median for comparable institutions (same type and size) by $9,750. Earnings scenarios derived from the university's program mix show a typical earnings level of $73,865, with a downside scenario of $55,294 and an upside scenario of $92,103.
For borrowers, the median federal student debt at completion is $24,157, which is above the $23,168 peer median. That debt corresponds to an estimated payment of $275 a month if repaid over ten years.
The return picture is mixed: earnings beat the model but sit below the peer median, while debt runs close to the peer norm.
Median Parent PLUS borrowing, a separate parent-borrower population, is $54,045. The estimated monthly student payment if repaid over ten years is $275.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $54,045
- Estimated parent payment
- $687/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Caution |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $24,157
- Institution Parent PLUS debt
- $54,045
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $275/mo
- Estimated Parent PLUS payment · monthly
- $687/mo
- Modeled student + parent payments
- $962/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $73,865, with a $22,590 annual allowance for basic expenses:
6.4% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.