Mercy College of Ohio offers competitive pricing for specialized healthcare education with a sticker price of $18,950 for both in-state and out-of-state students. The average net price of $15,709 represents a $3,241 discount from the published tuition, indicating meaningful financial aid availability.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $30,260 |
| Tuition and Fees | $19,470 |
| Books and Supplies | $3,000 |
| Average Financial Aid (Grants and Scholarships) | -$12,271 |
| Average Net Price (What Families Pay) | $17,989 |
| Family Income | Net Price |
|---|---|
| $0–30k | $19,867 |
| $30–48k | $13,037 |
| $48–75k | $11,567 |
| $75–110k | $21,291 |
| $110k+ | $19,735 |
Mercy College of Ohio offers competitive pricing for specialized healthcare education with a sticker price of $18,950 for both in-state and out-of-state students. The average net price of $15,709 represents a $3,241 discount from the published tuition, indicating meaningful financial aid availability. Net costs are $5,788 below the peer median of $21,497, demonstrating significant affordability advantages compared to similar institutions.
The relatively modest gap between sticker price and net price reflects the institution's focus on keeping base costs reasonable rather than relying heavily on high-discount pricing strategies. This pricing structure supports accessibility for the diverse student population, including 36.4% Pell-eligible students and 49.3% first-generation students. The consistent tuition rate regardless of residency status simplifies the cost structure for students and families planning their healthcare education investment.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
Student borrowing at Mercy College of Ohio remains well-controlled relative to career outcomes in healthcare. Median debt of $20,834 falls $4,166 below the peer median of $25,000, ranking at the 56.0th percentile nationally.
Debt levels range from $7,500 at the 25th percentile to $26,250 at the 75th percentile, indicating variation in borrowing patterns among students. The debt-to-earnings ratio of 0.32 represents manageable borrowing relative to the $65,409 median earnings, with annual debt service representing approximately one-third of first-year earnings.
This ratio supports sustainable loan repayment in healthcare careers. Parent PLUS borrowing averages $14,917 with monthly payments of $198, providing additional context on family borrowing patterns.
How cost compares to graduate earnings and value added.
Mercy College of Ohio delivers exceptional value for specialized healthcare education investment. Graduates earn $17,292 beyond expectations relative to similar students, ranking at the 92.7th percentile nationally for this critical measure of institutional effectiveness.
Combined with median earnings of $65,409 that exceed the peer median by $15,971, the institution demonstrates substantial return on educational investment. Debt levels of $20,834 remain $4,166 below peer medians, creating favorable debt-to-earnings ratios for healthcare careers.
The institution ranks as a top 25 performer nationally for earnings beyond expectations, indicating consistent ability to add value through healthcare education. Net costs of $15,709 remain $5,788 below peer institutions while producing superior economic outcomes.
Financial aid at Mercy College of Ohio supports broad access to healthcare education across income levels. With 36.4% Pell-eligible enrollment, the institution serves a significant population of lower-income students who benefit from federal grant aid.
The net price structure shows aid targeting that keeps costs manageable across all income levels rather than concentrating discounts exclusively on the lowest-income students. The relatively small gap between sticker price ($18,950) and net price ($15,709) suggests that base tuition pricing remains reasonable rather than requiring extensive discounting.
This approach supports the institution's mission to prepare healthcare professionals from diverse economic backgrounds. The consistent aid availability across income levels helps ensure that healthcare career preparation remains accessible to middle-class families who often face challenges with financial aid eligibility at other institutions.
