Mount Mercy University's published cost of attendance is $55,054. Need-based aid reshapes that figure across income levels: low-income families pay approximately $17,070, middle-income families pay around $16,883, and higher-income families pay approximately $25,244.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $55,054 |
| Tuition and Fees | $40,878 |
| Room and Board | $11,600 |
| Books and Supplies | $1,200 |
| Average Financial Aid (Grants and Scholarships) | -$34,886 |
| Average Net Price (What Families Pay) | $20,168 |
| Family Income | Net Price |
|---|---|
| $0–30k | $17,070 |
| $30–48k | $15,294 |
| $48–75k | $16,883 |
| $75–110k | $20,311 |
| $110k+ | $25,244 |
Mount Mercy University's published cost of attendance is $55,054. Need-based aid reshapes that figure across income levels: low-income families pay approximately $17,070, middle-income families pay around $16,883, and higher-income families pay approximately $25,244. Azimuth ranks Mount Mercy University #655 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Mount Mercy participates in federal need-based aid programs, including Pell Grants and Direct Loans, alongside institutional aid. The institution's aid structure is need-based; families apply using the FAFSA to determine eligibility and aid packages. Work-study is available as part of the aid package for qualifying students. Median federal student loan debt at graduation is $23,699, and families using Parent PLUS borrow a median of $19,951; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $61,330, median federal debt of $23,699 projects to a monthly payment of about $268 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Mount Mercy University earn median 4-year earnings of $61,330, placing Mount Mercy University in the 51.5 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $6,768 more than similar students at comparable institutions, placing Mount Mercy University in the 80.4 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Mount Mercy University #582 for return on investment among nonprofit four-year institutions. The earnings pattern reflects Mount Mercy University's concentration in business and applied fields. Nursing is the largest program with 105 graduates earning median 4-year earnings of $75,613, performing at 0.8x the national benchmark for the field. The Teacher Education program graduates 26 students with median 4-year earnings of $47,713, and Psychology, General delivers median 4-year earnings of $45,951 across 24 graduates. Together, these programs anchor the institution's return profile and align with regional employer demand in the Cedar Rapids labor market.
