Niagara University's published cost of attendance is $51,632. Financial aid reshapes that figure across income levels: low-income families pay approximately $9,564, middle-income families pay around $17,322, and higher-income families pay approximately $22,990.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $51,632 |
| Tuition and Fees | $39,345 |
| Room and Board | $13,400 |
| Books and Supplies | $510 |
| Average Financial Aid (Grants and Scholarships) | -$34,384 |
| Average Net Price (What Families Pay) | $17,248 |
| Family Income | Net Price |
|---|---|
| $0–30k | $9,564 |
| $30–48k | $11,510 |
| $48–75k | $17,322 |
| $75–110k | $20,355 |
| $110k+ | $22,990 |
Niagara University's published cost of attendance is $51,632. Financial aid reshapes that figure across income levels: low-income families pay approximately $9,564, middle-income families pay around $17,322, and higher-income families pay approximately $22,990. Azimuth ranks Niagara University #625 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Niagara University participates in federal (Pell Grants, Direct Loans), state, and institutional aid programs. The university's aid structure combines need-based and merit components, with families applying through the FAFSA and CSS Profile where applicable. Work-study is available as part of aid packages for eligible students. The gap between sticker price and net price reflects the institution's commitment to need-based aid, though the spread varies by income band. Median federal student loan debt at graduation is $25,475, and families using Parent PLUS borrow a median of $25,200; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $67,652, median federal debt of $25,475 projects to a monthly payment of about $288 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use Azimuth's Financial GPS tool.
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Niagara University earn median 4-year earnings of $67,652, placing Niagara University in the 71.6 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $1,559 more than similar students at comparable institutions, placing Niagara University in the 64.9 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Niagara University #589 for return on investment among nonprofit four-year institutions. The earnings pattern reflects Niagara University's concentration in education and human-services fields. Education, General is the largest program with 137 graduates, anchoring the institution's degree output in a field with stable, in-demand career pathways. The Nursing program graduates 88 students earning median 4-year earnings of $97,834, performing at 1.1x the national benchmark for the field. Criminology produces 61 graduates with median 4-year earnings of $60,995, at 1.1x benchmark, while Business Administration and Biology, General round out the program portfolio with solid early-career earnings trajectories aligned to their respective labor markets.
